Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 27 in Austin, TX metro · median 11.90% APR
- 6.99%APRas low as
Terms
Fixed rates as low as 6.99% APR.
Credit card score 96 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
No balance transfer fees. Rates as low as 8.99% APR.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Credit score: Excellent
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Fixed non-variable APR ranging from 9.90% to 15.90% based on credit score. No annual fee.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Interest-free purchases when balance is cleared by each monthly due date. Fee-free cash advances at any ATFCU location.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period on purchases if previous balance paid in full.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed rate as low as 10.99% APR. Minimum payment is the greater of 3% of balance or $30.00. Availability based on creditworthiness.
Credit card score 77 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.20%APRas low as · up to 18.00%
11.20% APR, up to 18.00%
Terms
Regular variable APR dependent upon credit rating and other factors; varies with market based on prime rate.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - Security Service Federal Credit UnionSecurity Service Power MasterCard® · No annual fee
Credit union · 1 branch
11.24%APRas low as · up to 18.00%11.24% APR, up to 18.00%
Terms
Purchase APR is variable based upon market prime rate. Maximum APR will not exceed 18%.
Credit card score 76 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as · up to 22.65%
11.65% APR, up to 22.65%
Terms
Standard variable APR for purchases, balance transfers, and cash advances. Cash advance fee / balance transfer fee: 3% of advance amount ($10 minimum) in CA and ID; 2% of advance amount ($2 minimum) in TX. No annual fee or foreign transaction fee.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Ongoing standard purchase APR.
Credit card score 73 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Call credit union for most current rates. Subject to change with or without notice. 'As low as' advertised rates are based on credit score, term, and any discount applied. Actual rates & terms received are based on overall creditworthiness and subject to approval.
Credit card score 70 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Austin, TX metro
27 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.99%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.07%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch