Bank · FDIC insured
Central Bank
A $20.3B bank, the 106th largest of 4,207, headquartered in Jefferson City, MO, with 161 branches in 6 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Central Bank
The Central Trust Bank serves local communities across more than 140 locations throughout the Midwest.
Central Bancompany operates multiple regional market divisions as a Division of The Central Trust Bank.
- Headquarters
- 238 Madison St, Jefferson City, MO 65101
- FDIC certificate
- 12633 ↗
Branches
161 branches in 6 states
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Missouri
122 branches
Kansas City area · 32
- Belton Branch204 Main St, Belton, MO 64012Directions
- Blue Springs North1505 N 7 Hwy, Blue Springs, MO 64014Directions
- Blue Springs South Branch909 S 7 Hwy, Blue Springs, MO 64014Directions
- Buckner Branch100 S Hudson St, Buckner, MO 64016Directions
- Dearborn Branch102 Main St, Dearborn, MO 64439Directions
- Excelsior Springs Branch2210 Patsy Ln, Excelsior Springs, MO 64024Directions
- Higginsville Branch401 Fairground Ave, Higginsville, MO 64037Directions
- Drive-In Branch10801 E 23rd St S, Independence, MO 64052Directions
- Independence Branch4315 S Noland Rd, Independence, MO 64055Directions
- Blue Parkway4209 E 50th Ter, Kansas City, MO 64130Directions
- Blue Ridge Boulevard Branch4668 Blue Ridge Blvd, Kansas City, MO 64133Directions
- Boardwalk Branch8740 N Ambassador Dr, Kansas City, MO 64154Directions
- Claycomo Branch445 E Us Highway 69, Kansas City, MO 64119Directions
- Gladstone Branch6410 N Prospect Ave, Kansas City, MO 64119Directions
- Kansas City Branch9740 Wornall Rd, Kansas City, MO 64114Directions
- Kansas City North Branch9591 N Mcgee St, Kansas City, MO 64155Directions
- North Kansas City Branch1157 Burlington St, Kansas City, MO 64116Directions
- Shoal Creek Branch9200 Ne Barry Rd, Kansas City, MO 64157Directions
- Lawson Branch401 North Penn Street, Lawson, MO 64062Directions
- Arborwalk Branch1305 Sw Arborwalk Blvd, Lee's Summit, MO 64082Directions
- Central Bank Of Midwest Market Branch609 Ne 291 Hwy, Lee's Summit, MO 64086Directions
- Woods Chapel Road Branch639 Ne Woods Chapel Rd, Lee's Summit, MO 64064Directions
- Liberty Branch102 S 291 Hwy, Liberty, MO 64068Directions
- Oak Grove Branch500 S Broadway, Oak Grove, MO 64075Directions
- Odessa Branch416 N 2nd St, Odessa, MO 64076Directions
- Parkville Branch8401 Nw Highway 45, Parkville, MO 64152Directions
- Platte City Main Bank Branch2400 Nw Prairie View Rd, Platte City, MO 64079Directions
- Plattsburg Branch100 W Clay Ave, Plattsburg, MO 64477Directions
- Riverside Branch4438 N.W. Gateway, Riverside, MO 64168Directions
- Smithville Branch302 W Main St, Smithville, MO 64089Directions
- Smithville South Branch1603 S 169 Hwy, Smithville, MO 64089Directions
- Sugar Creek Branch11206 East 24 Hwy, Sugar Creek, MO 64054Directions
Springfield area · 20
- Fair Grove Facility21 N Orchard Blvd, Fair Grove, MO 65648Directions
- Highlandville Facility3643 State Highway Ee, Highlandville, MO 65669Directions
- Marshfield Branch1197 Spur Dr, Marshfield, MO 65706Directions
- Nixa Branch502 W Mount Vernon St, Nixa, MO 65714Directions
- Ozark Branch1520 W Jackson St, Ozark, MO 65721Directions
- Ozark South Branch1910 W Marler Ln, Ozark, MO 65721Directions
- Pleasant Hope Branch103 S Main St, Pleasant Hope, MO 65725Directions
- Republic Branch1110 E Independence St, Republic, MO 65738Directions
- Campbell Branch4221 S Campbell Ave, Springfield, MO 65810Directions
- Central Bank Of The Ozarks Market Branch1800 S Glenstone Ave, Springfield, MO 65804Directions
- Chesterfield Branch1940 W Chesterfield Blvd, Springfield, MO 65807Directions
- East Kearney Branch2960 E Kearney St, Springfield, MO 65803Directions
- East Sunshine Branch3810 E Sunshine St, Springfield, MO 65809Directions
- Glen Isle Branch1436 S Glenstone Ave, Springfield, MO 65804Directions
- Hammons Tower Branch901 E Saint Louis St, Springfield, MO 65806Directions
- North Bank2501 N Kansas Expy, Springfield, MO 65803Directions
- South Glenstone Branch3212 S Glenstone Ave, Springfield, MO 65804Directions
- South National Facility3333 S National Ave, Springfield, MO 65807Directions
- Springfield Plaza Branch3720 West Sunshine, Springfield, MO 65807Directions
- Strafford Branch213 East Route 66, Strafford, MO 65757Directions
St. Louis area · 16
- Chesterfield Branch1700 Clarkson Rd, Chesterfield, MO 63017Directions
- Central Bank Of St. Louis Market Branch7707 Forsyth Blvd, Clayton, MO 63105Directions
- Creve Coeur Branch669 N New Ballas Rd, Creve Coeur, MO 63141Directions
- Des Peres Branch12230 Manchester Rd, Des Peres, MO 63131Directions
- Wildwood Branch179 Plaza Dr, Grover, MO 63040Directions
- O Fallon Mo South Branch2996 Highway K, O'Fallon, MO 63368Directions
- O'Fallon Mo North Branch321 S Main St, O'Fallon, MO 63366Directions
- New Town Branch3700 New Town Blvd, St. Charles, MO 63301Directions
- Ferguson Branch10704 West Florissant Ave, St. Louis, MO 63136Directions
- Gatesworth Branch1 Mcknight Pl, St. Louis, MO 63124Directions
- Ladue Branch9645 Clayton Rd, St. Louis, MO 63124Directions
- South County Branch12224 Tesson Ferry Rd, St. Louis, MO 63128Directions
- St. Peters Branch4300 Mexico Rd, St. Peters, MO 63376Directions
- Webster Groves Branch220 W Lockwood Ave, Webster Groves, MO 63119Directions
- Weldon Spring Branch800 Ofallon Rd, Weldon Spring, MO 63304Directions
- Wentzville Branch2 Old Williamsburg Pkwy, Wentzville, MO 63385Directions
Jefferson City area · 15
- The Central Trust BankMain office238 Madison St, Jefferson City, MO 65101Directions
- South Oak Branch329 S Oak St, California, MO 65018Directions
- Village Green Branch1021 W Buchanan St, California, MO 65018Directions
- Fulton Branch410 Market St, Fulton, MO 65251Directions
- Fulton North Branch2020 N Bluff St, Fulton, MO 65251Directions
- Holts Summit Branch155 Northstar Dr, Holts Summit, MO 65043Directions
- Central Bank West Branch3533 Country Club Dr, Jefferson City, MO 65109Directions
- Central Motor Branch116-124 East Miller Street, Jefferson City, MO 65101Directions
- Jefferson Bank Of Missouri Market Branch700 Southwest Blvd, Jefferson City, MO 65109Directions
- Jefferson City Branch111 E Miller St, Jefferson City, MO 65101Directions
- Jefferson City Facility901 Eastland Dr, Jefferson City, MO 65101Directions
- Jefferson City Facility1910 Southwest Blvd, Jefferson City, MO 65109Directions
- Jefferson City Facility2815 W Truman Blvd, Jefferson City, MO 65109Directions
- Wal-Mart Supercenter Facility724 W Stadium Blvd, Jefferson City, MO 65109Directions
- New Bloomfield Branch100 State Road Ae, New Bloomfield, MO 65063Directions
Columbia area · 15
- South County Branch405 E Broadway, Ashland, MO 65010Directions
- Boonville Branch416 E Spring St, Boonville, MO 65233Directions
- Boonville West Facility Branch1920 Legends West Ave, Boonville, MO 65233Directions
- Centralia Branch216 W Railroad St, Centralia, MO 65240Directions
- Central Bank Of Boone County Market Branch720 E Broadway, Columbia, MO 65201Directions
- Keene Financial Center205 S Keene St, Columbia, MO 65201Directions
- Lake Of The Woods Branch5614 E Saint Charles Rd, Columbia, MO 65202Directions
- Motor Bank Branch203 E Walnut St, Columbia, MO 65203Directions
- Rockbridge Facility505 E Nifong Blvd, Columbia, MO 65201Directions
- Smiley Lane Branch1009 Smiley Ln, Columbia, MO 65202Directions
- The Village Branch1916 Paris Rd, Columbia, MO 65201Directions
- West Facility2711 W Broadway, Columbia, MO 65203Directions
- Woodrail Facility1000 W Nifong Blvd, Columbia, MO 65203Directions
- Hallsville Branch105 N Route B, Hallsville, MO 65255Directions
- Sturgeon Branch117 N Ogden St, Sturgeon, MO 65284Directions
Sedalia area · 5
- Bank Of Sedalia Market Branch301 W Broadway Blvd, Sedalia, MO 65301Directions
- Motor Branch400 W Broadway Blvd, Sedalia, MO 65301Directions
- Sedalia Branch Facility1307 S Limit Ave, Sedalia, MO 65301Directions
- South Limit Branch2900 S Limit Ave, Sedalia, MO 65301Directions
- Tnb Iii Branch3000 W Broadway Blvd, Sedalia, MO 65301Directions
Branson area · 4
- Cedar Ridge Facility1115 James F. Epps Road, Branson, MO 65616Directions
- Central Bank Of Branson Market Branch400 South Commercial Street, Branson, MO 65616Directions
- Motor Bank West Branch302 Highway 165, Branson, MO 65616Directions
- Hollister Bank Office710 Birch Street, Hollister, MO 65672Directions
Moberly area · 3
- Main Street Facility113 S Main St, Huntsville, MO 65259Directions
- Central Bank Of Moberly Market Branch500 W Coates St, Moberly, MO 65270Directions
- North Branch1801 N Morley St, Moberly, MO 65270Directions
Warrensburg area · 2
- Holden Branch206 S Market St, Holden, MO 64040Directions
- Central Bank Of Warrensburg Market Branch401 N Maguire St, Warrensburg, MO 64093Directions
Mexico area · 2
- Central Bank Of Audrain Country Market Branch203 E Liberty St, Mexico, MO 65265Directions
- Vandalia Branch1000 W Us Highway 54, Vandalia, MO 63382Directions
Osage Beach area · 2
- Central Bank Of Lake Of The Ozarks Market Branch3848 Osage Beach Pkwy, Osage Beach, MO 65065Directions
- Kk Branch6011 Osage Beach Pkwy, Osage Beach, MO 65065Directions
Branson West area · 1
- Branson West Branch18192 Business 13, Branson West, MO 65737Directions
Camdenton area · 1
- Camdenton Branch170 E Us Highway 54, Camdenton, MO 65020Directions
Eldon area · 1
- Eldon Branch611 E North St, Eldon, MO 65026Directions
Lake Ozark area · 1
- Lake Ozark Branch1860 Bagnell Dam Blvd, Lake Ozark, MO 65049Directions
Laurie area · 1
- Laurie Branch101 Dogwood Lane, Laurie, MO 65038Directions
Tuscumbia area · 1
- Tuscumbia Branch Facility454 High St, Tuscumbia, MO 65082Directions
Kansas
20 branches
Kansas City area · 14
- Edgerton Branch405 E Nelson St, Edgerton, KS 66021Directions
- Main Bank - Gardner Branch425 N Waverly Rd, Gardner, KS 66030Directions
- New Century Branch900 E Main St, Gardner, KS 66030Directions
- Ku Medical Center Branch3938 Rainbow Blvd, Kansas City, KS 66103Directions
- Town Center Branch4801 Town Center Dr, Leawood, KS 66211Directions
- 159th Olathe Branch15892 S. Ridgeview Road, Olathe, KS 66062Directions
- Olathe Branch13446 S Blackbob Rd, Olathe, KS 66062Directions
- 15100 Metcalf Branch15100 Metcalf Ave, Overland Park, KS 66223Directions
- 69 Highway Branch7960 W 135th St, Overland Park, KS 66223Directions
- 79th & Metcalf Branch79th And Metcalf Streets, Overland Park, KS 66204Directions
- College Boulevard Branch11900 College Blvd, Overland Park, KS 66210Directions
- Metcalf 103 Branch10300 Metcalf Ave, Overland Park, KS 66212Directions
- Lackman Road Branch15100 West 67th Street, Shawnee, KS 66216Directions
- Nieman Road Branch6114 Nieman Rd, Shawnee Mission, KS 66203Directions
Lawrence area · 6
- Eudora Facility1402 Church St, Eudora, KS 66025Directions
- Downtown Lawrence Branch9th And Kentucky Streets, Lawrence, KS 66044Directions
- Ku Student Union Branch1301 Jayhawk Blvd, Lawrence, KS 66045Directions
- Malls Facility711 W 23rd St, Lawrence, KS 66046Directions
- South Iowa Facility3101 S Iowa St, Lawrence, KS 66046Directions
- West 6th Street Branch4340 W 6th St, Lawrence, KS 66049Directions
Oklahoma
9 branches
Tulsa area · 6
- Owasso Branch12502 E 96th St N, Owasso, OK 74055Directions
- Sapulpa Branch615 S Mission St, Sapulpa, OK 74066Directions
- Central Bank Of Oklahoma Market Branch8908 S Yale Ave, Tulsa, OK 74137Directions
- East 61st Street Branch9004 E 61st St, Tulsa, OK 74133Directions
- Midtown Branch2424 E 21st St, Tulsa, OK 74114Directions
- Southwest Boulevard Branch2410 Southwest Blvd, Tulsa, OK 74107Directions
Oklahoma City area · 3
- Edmond Branch3032 E 2nd St, Edmond, OK 73034Directions
- North May Branch5701 N May Ave, Oklahoma City, OK 73112Directions
- Okc South Branch8700 S Pennsylvania Ave, Oklahoma City, OK 73159Directions
Colorado
6 branches
Denver area · 3
- Denver Branch8000 E Belleview Ave, Greenwood Village, CO 80111Directions
- Littleton Branch2516 W Main St, Littleton, CO 80120Directions
- Westminster Branch8950 Westminster Blvd, Westminster, CO 80031Directions
Colorado Springs area · 1
- Colorado Springs Branch5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918Directions
Durango area · 1
- Durango Branch1211 Main Ave, Durango, CO 81301Directions
Montrose area · 1
- Montrose Branch427 E Main St, Montrose, CO 81401Directions
Illinois
3 branches
- Columbia Branch285 Southwoods Ctr, Columbia, IL 62236Directions
- Millstadt Branch3 E Washington St, Millstadt, IL 62260Directions
- O'Fallon Il Branch350 Hartman Ln, O'Fallon, IL 62269Directions
Florida
1 branch
- Naples Branch3701 Tamiami Trl N, Naples, FL 34103Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.94% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $71 | $85 | — |
- CapitalLeverage ratio7.94%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$71Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Central Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.