Compare Bank & Credit Union Rates
Best credit card rates in North Dakota
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 22 in North Dakota · median 11.90% APR
- 7.00%APRas low as
Terms
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Credit card score 95 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
No rewards; no annual fee. 7.90% APR cardholder tier.
Credit card score 93 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
All loan rates are based on individual creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR applies to purchases, cash advances, and balance transfers. APR is determined by an evaluation of the applicant's credit history; actual rate may vary. 25-day grace period. Subject to credit approval. Membership required.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Fixed rate. Credit limit up to $75,000 (credit limits of $5,000 or more require a checking account with direct deposit).
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No annual fees. Earn points with every purchase.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed Rate. Minimum $5,000 credit limit. Approval is dependent on credit and underwriting factors. Free balance transfer.
Credit card score 79 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases. Subject to credit approval. Average daily balance method (including new purchases). Grace period of at least 25 days after the close of each billing cycle to avoid paying interest on purchases.
Credit card score 77 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Variable rate based on credit score.
Credit card score 74 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. No annual fee.
Credit card score 73 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 67 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Rates as low as 12.99% APR based on credit history, other rates may apply.
Credit card score 67 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 14.24%APRas low as · up to 18.00%
14.24% APR, up to 18.00%
Terms
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. Interest-free grace period on all purchases if paid in full by due date.
Credit card score 63 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in North Dakota
22 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.53%
- Banks, typical
- 17.33%
- Credit unions, typical
- 11.25%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch