Compare Bank & Credit Union Rates
Best credit card rates in Montana
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 26 in Montana · median 11.74% APR
- Black Hills Federal Credit UnionVisa Traditional Credit Card · No annual fee
Credit union · 2 branches
7.75%APRas low asTerms
APR as low as 7.75%, depending on your credit score. No annual fee, no cash advance fee, no balance transfer fee. Cash advances incur finance charges beginning on date of posting.
Credit card score 95 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 7.95%APRas low as · up to 17.90%
7.95% APR, up to 17.90%
Terms
Fixed rate based on credit score and credit approval.
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan.
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Based on your creditworthiness.
Credit card score 87 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchases rate beyond the first six months; fixed for the life of the card.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchase rate. 25-day grace period. No annual fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Ravalli County Federal Credit UnionVisa Classic Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
Fixed rate of 9.90% APR for purchases, balance transfers, and cash advances. Daily periodic rate of 0.0271%. No application fee, no cash advance fee, and no balance transfer fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low, fixed rate of only 9.99% APR; no annual fee; no balance transfer fee; no foreign transaction fee; 25-day grace period on purchases.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Credit card score 79 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Variable APR based on Prime Rate; credit limit up to $20,000; minimum payment 2.00% or $25.00; no annual fee or balance transfer fee; same rate for purchases and cash advances.
Credit card score 77 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Beyond the first six months, fixed rates as low as 11.49%.
Credit card score 76 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.00%
11.74% APR, up to 18.00%
Terms
Variable annual percentage rate between 11.74% to 18.00% based on creditworthiness. No annual or balance transfer fees.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Actual rate is determined by creditworthiness. Low variable rate, cash back on every dollar you spend. Variable APR based on Prime Rate.
Credit card score 75 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Credit score 735+ (Grade A+). Rate is Prime + 4.74% APR (Index Prime=6.75% APR), not to exceed 17.99%. Credit limit min $1,000, max $20,000.
Credit card score 75 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. May vary based on creditworthiness, loan term, and other factors. On approved credit.
Credit card score 74 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Montana
26 banks and credit unions · checked Oct 22
- Typical
- 11.74%
- Top 10% up to
- 9.28%
- Banks, typical
- 17.33%
- Credit unions, typical
- 11.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches