Credit union · NCUA insured
Fergus FCU
A $118.9M credit union headquartered in Lewistown, MT, with 6,485 members and 1 branch in Montana.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fergus FCU
Fergus Federal Credit Union is a locally owned and member-owned financial cooperative headquartered in Lewistown, Montana.
Chartered in 1953, the credit union grew by merging with Lewistown Federal Credit Union in 1975.
The credit union serves individuals and businesses across 13 Montana counties, including Fergus, Blaine, and Judith Basin.
- Headquarters
- 106 E Janeaux St, Lewistown, MT 59457-3033
- NCUA charter
- 8881
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located within Blaine, Chouteau, Fergus, Garfield, Golden Valley, Hill, Judith Basin, Liberty, Meagher, Musselshell, Petroleum, Phillips, and Wheatland Counties, Montana.
Cost to join
- Eligible persons become a member by opening a savings account and maintaining a $25.00 minimum balance.
Branches
1 branch in Montana
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Montana
1 branch
- Fergus Federal Credit UnionMain office106 E Janeaux St, Lewistown, MT 59457Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.08% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.56% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.98% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio14.08%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.56%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.98%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fergus FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.