Compare Bank & Credit Union Rates
Best credit card rates in Minnesota
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 74 in Minnesota · median 12.02% APR
- 6.90%APRas low as
Terms
Fixed rate as low as 6.90% APR based on creditworthiness. No annual fee.
Credit card score 97 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 15.90%
7.90% APR, up to 15.90%
Terms
Actual rate determined on past credit history of borrower. Non-variable rate. Credit lines up to $15,000.
Credit card score 93 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Fixed APR. No annual fee. No balance transfer fees. 5-day grace period.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Low fixed rate. Same rate for purchase, transfer, and cash advances. No annual fee. No balance transfer or cash advance fees. No promotional teases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Terms
Subject to credit approval. No annual fee, no balance transfer fee, and no penalty rates for late payments. Low cash advance fee (greater of $25.00 or 1% of advance).
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate for purchases, balance transfers, and cash advances; precise rate depends on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
APR for purchases, balance transfers, and cash advances: 8.99%, 10.99%, 13.99%, 15.99% or 17.99% based on creditworthiness when you open account. No annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.89%APRas low as
Terms
Applies to purchases, balance transfers, and cash advances. No balance transfer, cash advance, over-the-credit limit, or minimum interest fee.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.9% APR for credit score 750 and above on approved credit; fixed rate; no annual fee; no balance transfer fee; no cash advance fees; 25-day grace period on purchases when balance is paid in full.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Austin City Employees Credit UnionPlatinum Preferred Visa Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Applies to purchases. Includes a 25-day grace period. Requires meeting credit score criteria to qualify for the lowest quoted rate.
Credit card score 84 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Rates and terms are subject to change at any time without notice. Actual rate may be different depending on payment and credit history. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR determined at time account is opened based on credit qualifications. No annual fee. 28-day interest-free grace period.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate depends on credit application and results. 25-day grace period for purchases; no grace period for cash advances. No over limit or cash advance fees.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No annual fee, no cash advance fee and no balance transfer fee.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Minnesota
74 banks and credit unions · checked Oct 16–22
- Typical
- 12.02%
- Top 10% up to
- 9.89%
- Banks, typical
- 14.90%
- Credit unions, typical
- 11.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch