Compare Bank & Credit Union Rates
Best credit card rates in Fergus Falls, MN
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Otter Tail County, MN · median 16.37% APR
- 6.90%APRas low as
Terms
Fixed rate as low as 6.90% APR based on creditworthiness. No annual fee.
Credit card score 97 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Credit card score 67
Rate checked · Credit cards rates on its site
Rates and branches - 15.00%APRas low as
Terms
Variable APR based on Prime Rate (6.75% as of 12/10/2025) plus an 8.00% margin. Maximum APR 16.99%. 25-day grace period for purchases.
Credit card score 62 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 24.99%APRas low as
Terms
Cash advance fee is $5 or 3% of each cash advance, whichever is greater.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Otter Tail County, MN
6 banks and credit unions · checked Oct 16–22
- Typical
- 16.37%
- Top 10% up to
- 9.94%
- Banks, typical
- 18.12%
- Credit unions, typical
- 10.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Fergus Falls, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 1 branch
- Mid Minnesota Federal Credit UnionCredit union · 1 branch
- Midwest BankBank · 2 branches