Compare Bank & Credit Union Rates
Best credit card rates in St. Paul, MN
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in St. Paul, MN · median 12.70% APR
- 8.75%APRas low as
Terms
Subject to credit approval. No annual fee, no balance transfer fee, and no penalty rates for late payments. Low cash advance fee (greater of $25.00 or 1% of advance).
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.15%APRas low as · up to 17.15%
12.15% APR, up to 17.15%
Terms
Rates range from 11.90% to 16.90% based on creditworthiness. APR will vary with the market based on the Prime Rate.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 18.24%
12.65% APR, up to 18.24%
Terms
Based on creditworthiness. Variable APR based on the Prime Rate.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.99%
12.74% APR, up to 17.99%
Terms
AHCU Visa Premier Variable APR ranges from 12.74% – 17.99% depending on creditworthiness. Limit $300 to $25,000. No Annual Fee.
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 17.89%
15.75% APR, up to 17.89%
Terms
Variable APR based on creditworthiness. After that, APR varies with the market based on the Prime Rate. No annual fee, foreign transaction fee, or over-the-limit fee. Balance transfer fee either $10 or 2% of the amount of each transfer, whichever is greater; cash advance fee either $10 or 2% of the amount of each cash advance, whichever is greater. Late payment up to $25, returned payment up to $25.
Credit card score 61 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in St. Paul, MN
10 banks and credit unions · checked Oct 16–22
- Typical
- 12.70%
- Top 10% up to
- 10.54%
- Banks, typical
- 18.49%
- Credit unions, typical
- 12.15%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches