Compare Bank & Credit Union Rates
Best credit card rates in Albert Lea, MN
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Albert Lea, MN · median 13.90% APR
- 9.90%APRas low as
Terms
Rates as low as 9.9% APR for credit score 750 and above on approved credit; fixed rate; no annual fee; no balance transfer fee; no cash advance fees; 25-day grace period on purchases when balance is paid in full.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate remains the same no matter how the card is used. No cash advance fees. Rate is 12.9% APR with no annual fee.
Credit card score 67 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
15-day grace period. Purchases and cash advances share the same interest rate; no transaction fee for cash advances.
Credit card score 64 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate.
Credit card score 60 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Albert Lea, MN
5 banks and credit unions · checked Oct 5–22
- Typical
- 13.90%
- Top 10% up to
- 11.10%
- Banks, typical
- 18.49%
- Credit unions, typical
- 12.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Albert Lea, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United Employees Credit UnionCredit union · 1 branch