Compare Bank & Credit Union Rates
Best credit card rates in Michigan
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 139 in Michigan · median 9.99% APR
- 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Current standard non-variable APR for purchases based on credit worthiness at account opening. No annual fee, no balance-transfer fee, and no cash-advance fee.
Credit card score 83 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed rates as low as 9.96% APR. Annual Percentage Rates on purchases and balance transfers are based on normal credit criteria.
Credit card score 81 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchases and balance transfers.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate as low as 9.99%.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - Gerber Federal Credit UnionPlatinum Preferred Credit MasterCard · No annual fee
Credit union · 3 branches
9.99%APRas low as · up to 14.99%9.99% APR, up to 14.99%
Terms
Rate based on creditworthiness/credit history (Credit Tier A: 9.99%, Tier B: 12.99%, Tier C: 14.99%). Same rate applies for purchases, balance transfers, and cash advances.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Iron Mountain-Kingsford Community Federal Credit UnionVISA Classic Credit Card · No annual fee
Credit union · 1 branch
9.99%APRas low asTerms
APR interest rate is the same for purchases and cash advances. 25 day grace period on new purchases. Subject to credit approval.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Monroe Community Credit UnionMastercard Platinum Reward Card · No annual fee
Credit union · 6 branches
9.99%APRas low as · up to 17.99%9.99% APR, up to 17.99%
Terms
Lowest rate is for top tier credit. Minimum estimated payment is 3% of balance owed or $30, whichever is greater. No annual fee.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Lowest percentage rate available; APR may be higher depending on credit score and credit history. 28-day grace period.
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - Shore to Shore Community Federal Credit UnionVISA Credit Card · No annual fee
Credit union · 2 branches
9.99%APRas low asTerms
Rates are listed 'as low as' and are subject to credit approval and credit score.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate depends on credit qualifications and approval.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches