Compare Bank & Credit Union Rates
Best credit card rates in Needham, MA
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in Norfolk County, MA · median 10.74% APR
- 8.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Variable rate. APR as low as with Auto Pay from a QCU checking account. Rate is subject to change and based on creditworthiness.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low fixed 9.90% Annual Percentage Rate on purchases and cash advances.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Term is Revolving. Actual APR based on credit history and term. No application fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Variable APR on purchases based on creditworthiness.
Credit card score 82 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable rate for Cash Advance and Purchases.
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR: Prime + 2.99%.
Credit card score 73 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 1 branch
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Variable APR based on creditworthiness for purchases, adjusted on first day of each billing cycle by adding 5.74%, 8.74%, or 10.74% margin to The Wall Street Journal Prime Rate as published on the last business day of preceding calendar month. Maximum rate is 18.00% APR.
Credit card score 69 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed interest rate for all purchases and cash advances. $0.50 minimum finance charge, 25 day grace period.
Credit card score 67 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 1 branch
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Norfolk County, MA
13 banks and credit unions · checked Oct 15–22
- Typical
- 10.74%
- Top 10% up to
- 9.90%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.36%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches