Compare Bank & Credit Union Rates
Best credit card rates in Massachusetts
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 48 in Massachusetts · median 10.94% APR
- 7.99%APRas low as · up to 17.99%
7.99% APR, up to 17.99%
Terms
Rate dependent on credit rating / creditworthiness when account is opened.
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Beverly Municipal Federal Credit UnionMasterCard™ Rewards Credit Card · No annual fee
Credit union · 1 branch
7.99%APRas low asTerms
Purchases. APR as low as 7.99%. Rates advertised are the lowest available, determined by individual creditworthiness. Credit Union membership required.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Grace period for repayment of purchases and Cash Advances is 25 days. Average daily balance is used to calculate finance charge. No Annual Fee, No Cash Advance Fee. Fee of $20.00 for excessive replacement cards.
Credit card score 92 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rates as low as 8.9% APR with no annual fee. Credit lines from $500.00 to $10,000.00.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR as low as 8.90%. Rates are tier-based and priced according to member's individual credit ratings. Annual fee is $0 ($25 on p10 footnote unless Relationship Account). No balance transfer fee, no cash advance fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Variable rate. APR as low as with Auto Pay from a QCU checking account. Rate is subject to change and based on creditworthiness.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates include a 0.50% APR discount for members who maintain a qualifying recurring direct deposit of at least $100 from payroll, Social Security, or retirement income into a TFCU savings or checking account. If the qualifying direct deposit ceases, the APR will increase by 0.50%.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low fixed 9.90% Annual Percentage Rate on purchases and cash advances.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Term is Revolving. Actual APR based on credit history and term. No application fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard purchase APR as low as 9.90%. Requires FICO score of 680+.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
As low as 9.90% APR. Rates are determined by credit score. All rates are subject to change without notice. No annual fee. Credit lines up to $7,500.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for purchases, cash advances, and balance transfers. Average daily balance calculation method.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR on all transactions (Purchases, Balance Transfers, Cash Advances); Credit line from $1,000 to $10,000
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Massachusetts
48 banks and credit unions · checked Oct 15–22
- Typical
- 10.94%
- Top 10% up to
- 8.96%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches