Compare Bank & Credit Union Rates
Best credit card rates in Springfield, MA
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Springfield, MA · median 13.50% APR
- 12.24%APRas low as · up to 18.00%
12.24% APR, up to 18.00%
Terms
Includes balance transfers and cash advances. Credit lines from $500 to $25,000.
Credit card score 71 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR based on the Prime Lending Rate published in the Wall Street Journal on the last business day of the month; will not exceed 18% APR.
Credit card score 70 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 17.50%
13.50% APR, up to 17.50%
Terms
Variable rates subject to change. Rates are based on an index of Prime Rate (7.00%) plus a margin of 6.50%, 7.50%, 8.50%, or 10.50% based on your credit score.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Springfield, MA
5 banks and credit unions · checked Oct 15–17
- Typical
- 13.50%
- Top 10% up to
- 12.34%
- Banks, typical
- 16.12%
- Credit unions, typical
- 12.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches