Compare Bank & Credit Union Rates
Best credit card rates in Derby, KS
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Sedgwick County, KS · median 13.75% APR
- 8.90%APRas low as
Terms
Purchase rate; credit limits up to $10,000; no annual fee.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. No annual or balance transfer fees.
Credit card score 84 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Lowest fixed-rate Visa for well-qualified cardholders. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 12.90%
9.90% APR, up to 12.90%
Terms
Lowest possible APR based on creditworthiness for qualified borrowers.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.00%
12.65% APR, up to 21.00%
Terms
Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply.
Credit card score 69 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as
Terms
Variable APR as low as 13.49%. APR between 13.49% and 24% based on creditworthiness. Membership required.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Standard APR as low as 13.50%. No annual fee and $0 balance transfer fee.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 2 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 17.17%APRas low as
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Sedgwick County, KS
14 banks and credit unions · checked Oct 5–22
- Typical
- 13.75%
- Top 10% up to
- 9.90%
- Banks, typical
- 17.74%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Campus Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 10 branches
- Capitol FederalBank · 9 branches