Compare Bank & Credit Union Rates
Best credit card rates in Lawrence, KS
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Lawrence, KS · median 14.49% APR
- First State Bank & TrustFirst State Bank & Trust Visa® Platinum Credit Card · No annual fee
Bank · 2 branches
9.90%APRas low as · up to 15.90%9.90% APR, up to 15.90%
Terms
Fixed APR between 9.9% - 15.9% based on credit approval for purchases. Good - Excellent credit level.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Lowest fixed-rate Visa for well-qualified cardholders. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Actual rate based on creditworthiness criteria. Minimum loan amount $500. Same great low interest rate for purchases, cash advances, and balance transfers. No balance transfer fee. 25-day grace period on purchases. Free $1,000,000 travel accident insurance.
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 1 branch
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Lawrence, KS
7 banks and credit unions · checked Oct 16
- Typical
- 14.49%
- Top 10% up to
- 9.90%
- Banks, typical
- 15.99%
- Credit unions, typical
- 9.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lawrence, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid-America BankBank · 3 branches
- Capitol FederalBank · 3 branches
- UMB BankBank · 1 branch