Compare Bank & Credit Union Rates
Best credit card rates in Iowa
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 46 in Iowa · median 11.74% APR
- 12.75%APRas low as · up to 19.75%
12.75% APR, up to 19.75%
Terms
Standard ongoing variable APR based on creditworthiness and Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin determined by credit score at application.
Credit card score 69 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable APR. Credit line up to $30,000. No annual fee, no balance transfer fees, no cash advance fees.
Credit card score 69 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 67 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 14.24%APRas low as · up to 18.00%
14.24% APR, up to 18.00%
Terms
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. Interest-free grace period on all purchases if paid in full by due date.
Credit card score 63 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 8 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable APR based on Prime Rate (6.75%) plus a margin.
Credit card score 62 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable APR for purchases based on the Prime Rate plus 7.99% margin. Due date is at least 25 days after the close of each billing cycle with no interest charged on retail purchases if paid in full.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable APR based on highest U.S. Prime Rate (6.75%) plus a margin after the initial 12 billing cycles. Platinum Edition APRs are currently between 14.74% and 24.74% based on creditworthiness.
Credit card score 62 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low as
Terms
Variable APR after the introductory period. Floor Rate: 2% APR. Ceiling Rate: 21% APR.
Credit card score 61 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 16.25%APRas low as
Terms
APR of 16.25% applies to purchases, balance transfers, and cash advances (monthly periodic rate is 1.3542%). Non-variable rate.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 16.74%APRas low as · up to 26.74%
16.74% APR, up to 26.74%
Terms
Variable APR based on Prime Rate (6.75%) plus margin and creditworthiness after the initial 12 billing cycles.
Credit card score 61 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 20.99%
17.74% APR, up to 20.99%
Terms
Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. Varies with the U.S. Prime Rate.
Credit card score 60 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Iowa
46 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.50%
- Credit unions, typical
- 10.25%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch