Compare Bank & Credit Union Rates
Best credit card rates in Cedar Rapids, IA
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–12 of 12 in Cedar Rapids, IA · median 12.32% APR
- 9.90%APRas low as
Terms
Rates shown are as low as and subject to change based on creditworthiness and underwriting criteria.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances. APR may be adjusted quarterly based on the prime rate. 25-day interest-free grace period on purchases. Minimum payment is 3% of balance ($20 minimum). Subject to credit approval.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low fixed interest rate as low as 9.99% APR. No balance transfer fees. No annual fee.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
No balance transfer fee. 25 day interest-free grace period on purchases. Minimum payment amounts are 4% of balance each month or $10.00 per month. Rate listed as low as; actual rate may be higher based on credit history and other factors.
Credit card score 77 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 19.75%
12.75% APR, up to 19.75%
Terms
Standard ongoing variable APR based on creditworthiness and Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin determined by credit score at application.
Credit card score 69 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable APR based on Prime Rate (6.75%) plus a margin.
Credit card score 62 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low as
Terms
Variable APR after the introductory period. Floor Rate: 2% APR. Ceiling Rate: 21% APR.
Credit card score 61 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Cedar Rapids, IA
12 banks and credit unions · checked Oct 16–22
- Typical
- 12.32%
- Top 10% up to
- 9.91%
- Banks, typical
- 16.87%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Cedar Rapids, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 4 branches
- Bankers TrustBank · 2 branches
- Corda Credit UnionCredit union · 4 branches