Bank · FDIC insured
Peoples Bank
A $1.3B bank headquartered in Rock Valley, IA, with 10 branches in 3 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
Peoples Bank serves communities across northwest Iowa, southwest Minnesota, and southeast South Dakota, with a stated focus rooted in agriculture lending and services.
- Headquarters
- 1230 Valley Dr, Rock Valley, IA 51247
- FDIC certificate
- 16265 ↗
Branches
10 branches in 3 states
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Iowa
8 branches
Le Mars area · 2
- Akron Location71 Hardy St, Akron, IA 51001Directions
- Hinton Location468 Titan Rd, Hinton, IA 51024Directions
Rock Valley area · 1
- Peoples BankMain office1230 Valley Dr, Rock Valley, IA 51247Directions
Hawarden area · 1
- Hawarden Branch920 Avenue E, Hawarden, IA 51023Directions
Lester area · 1
- Lester Branch2372 Iowa 9, Lester, IA 51242Directions
Sheldon area · 1
- Sheldon Location2400 Park St, Sheldon, IA 51201Directions
Sioux Center area · 1
- Sioux Center Location1701 South Main Avenue, Sioux Center, IA 51250Directions
Sioux City area · 1
- Sioux City Morningside Branch1901 Morningside Ave, Sioux City, IA 51106Directions
Minnesota
1 branch
- Jasper Branch121 Wall St W, Jasper, MN 56144Directions
South Dakota
1 branch
- North Sioux City Branch100 S Sodrac Dr, North Sioux City, SD 57049Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.73% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.85% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.10% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio10.73%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.85%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.10%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.