Compare Bank & Credit Union Rates
Best credit card rates in Illinois
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 109 in Illinois · median 10.65% APR
- 9.90%APRas low as
Terms
Rate is as low as based on creditworthiness and ability to repay. No annual fee and no balance transfer fee.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - Illinois State Credit UnionIt'sMyCU Platinum Visa Credit Card · No annual fee
Credit union · 5 branches
9.90%APRas low asTerms
The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on individual credit.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates as low as 9.90% APR. Reverts to standard rate between 9.90% and 17.90% based on member's credit score. No application, annual or balance transfer fees.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Stated in rate table as reflecting Annual Percentage Yield (APY*). Fixed rate.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
For purchases. Must qualify for a $5,000.00 limit.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Variable APR ranging from 9.9% to 16.9% depending on credit history. No annual fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed annual percentage rate for purchases. 25-day grace period.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard fixed rate based on creditworthiness.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 22.90%
9.90% APR, up to 22.90%
Terms
Fixed rates range from 9.9% to 22.9% APR based on creditworthiness and qualifications. 25-day grace period on purchases when balance is paid in full monthly by due date.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Standard APR for purchases, cash advances, and balance transfers.
Credit card score 83 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed rates as low as 9.96% APR. Annual Percentage Rates on purchases and balance transfers are based on normal credit criteria.
Credit card score 81 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
109 banks and credit unions · checked Oct 16–22
- Typical
- 10.65%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.24%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch