Compare Bank & Credit Union Rates
Best credit card rates in Champaign, IL
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Champaign County, IL · median 11.38% APR
- 9.90%APRas low as
Terms
Standard fixed rate based on creditworthiness.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Variable rate based on Prime Rate + 4.0% margin.
Credit card score 77 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Credit card score 74 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Champaign County, IL
4 banks and credit unions · checked Oct 16
- Typical
- 11.38%
- Top 10% up to
- 10.23%
- Banks, typical
- 14.74%
- Credit unions, typical
- 10.82%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Champaign, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U of I Community Credit UnionCredit union · 5 branches
- CEFCUCredit union · 1 branch
- Credit Union 1Credit union · 1 branch