Compare Bank & Credit Union Rates
Best credit card rates in Colorado
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 63 in Colorado · median 12.00% APR
- 11.99%APRas low as
Terms
The Best APR rate shown above is for well qualified borrowers and will vary based on credit history and other factors. Interest rates may change at any time and are subject to credit approval and underwriting criteria. No penalty for early payoff. Experience cash back rewards with our credit card.
Credit card score 72 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 17.99%
12.00% APR, up to 17.99%
Terms
Current undiscounted variable APR for purchases based on creditworthiness. Best rate of 12.00% APR.
Credit card score 72 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Variable APR based on the Prime Rate. No annual fee. No balance transfer fee. Foreign Transaction Fee: 1.00% of each transaction in U.S. Dollars. Cash Advance Fee: 3.00% of transaction amount.
Credit card score 72 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 70 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.00%
12.65% APR, up to 21.00%
Terms
Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply.
Credit card score 69 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
No annual fees. Rate based on creditworthiness and term of loan.
Credit card score 67 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rates subject to change without notice; some restrictions may apply.
Credit card score 67 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Fixed non-variable rate. Rates listed are our best rates; your rate may be higher depending on credit history and underwriting criteria. Same rate for purchases & cash back transactions.
Credit card score 67 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Purchases APR. Subject to credit approval, income verification, and employment verification.
Credit card score 66 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.25%APRas low as · up to 21.00%
13.25% APR, up to 21.00%
Terms
Standard APR will range from 13.25% to 21% based on creditworthiness after the first six months. This APR will vary with the market based on the Prime Rate plus a Margin.
Credit card score 66 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.00%
13.49% APR, up to 18.00%
Terms
Variable rate. As low as rate based on credit score. Highest rate is 18.00%. Same low rate for purchases, cash advances, and balance transfers.
Credit card score 66 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 22.50%
13.50% APR, up to 22.50%
Terms
Thereafter, variable APR ranges from 13.50% to 22.50% based on a margin and creditworthiness, varying with the market based on the Prime Rate published in The Wall Street Journal. Accurate as of 10/07/2026.
Credit card score 65 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.65%APRas low as
Terms
Rate as low as
Credit card score 65 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Colorado
63 banks and credit unions · checked Oct 16–22
- Typical
- 12.00%
- Top 10% up to
- 9.90%
- Banks, typical
- 14.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches