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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Colorado

  1. Northern New Mexico School Employees Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    5.12%APY$1,050 over 24 months on $10,000intro rate
  2. Wray State BankBrush State Bank Personal Certificate of DepositCD · 24 months · $200 min · 5.09%–5.20% by balance

    Bank · 3 branches

    5.09%APY$1,044 over 24 months on $10,000
  3. Wray State BankWray State Bank Personal Certificate of DepositCD · 24 months · $200 min · 5.09%–5.20% by balance

    Bank · 3 branches

    5.09%APY$1,044 over 24 months on $10,000
  4. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 1 branch

    4.75%APY$1,230 over 30 months on $10,000intro rate
  5. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 1 branch

    4.75%APY$2,612 over 60 months on $10,000
  6. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000
  7. Wray State BankWindsor State Bank Certificate of DepositCD · 24 months · $200 min · 4.49%–4.60% by balance

    Bank · 3 branches

    4.49%APY$918 over 24 months on $10,000
  8. Academy BankCertificate of DepositCD · 18 months · $500 min

    Bank · 28 branches

    4.40%APY$667 over 18 months on $10,000
  9. Top Carrot, Carrot Score 88
    Union Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    4.40%APY$899 over 24 months on $10,000intro rate
  10. Top Carrot, Carrot Score 97
    Colorado Federal BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  11. Gunnison Savings & LoanCertificates of DepositCD · 48 months · $500 min

    Bank · 1 branch

    4.35%APY$1,857 over 48 months on $10,000
  12. Top Carrot, Carrot Score 89
    On Tap Credit UnionTerm CertificatesCD · 60 months · $500 min

    Credit union · 3 branches

    4.35%APY$2,373 over 60 months on $10,000
  13. Top Carrot, Carrot Score 87
    Options Credit Union4.30% APY CDCD · 7 months · $5,000 min

    Credit union · 1 branch

    4.30%APY$249 over 7 months on $10,000intro rate
  14. Fowler State Bank11-Month High-Yield CDCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000intro rate
  15. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 115 branches

    4.25%APY$389 over 11 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Colorado

1,024 CDs at 108 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.00%
Banks, typical
2.25%
Credit unions, typical
3.45%

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Colorado

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Colorado Federal BankBank · 1 branch
  2. Altra Federal Credit UnionCredit union · 1 branch
  3. Canvas Credit UnionCredit union · 36 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate