Compare Bank & Credit Union Rates
Best credit card rates in California
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 187 in California · median 11.50% APR
- 10.75%APRas low as
Terms
Variable APR. Credit limit $1,000 to $15,000.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Rate based on creditworthiness. No annual fee.
Credit card score 80 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - Beverly Hills City Employees Federal Credit UnionGold MasterCard · No annual fee
Credit union · 1 branch
10.90%APRas low asTerms
Rate is based on credit application and creditworthiness. 25-day grace period on purchases.
Credit card score 79 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Qualifying credit score tier: 730+
Credit card score 79 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
Fixed rate as low as 10.90% APR based on approved credit. Actual rate may be higher depending on credit rating and underwriting factors up to 18.00% APR.
Credit card score 79 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
APR is as low as 10.90% based on creditworthiness. Credit line up to $5,000. No annual fee, no balance transfer fee, no minimum finance charge.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
As low as 10.90% APR. Rates determined by creditworthiness.
Credit card score 79 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 10.95%APRas low as · up to 18.00%
10.95% APR, up to 18.00%
Terms
Rate based on creditworthiness for purchases. Fixed rate.
Credit card score 78 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed interest rate. No cash advance fee, no balance transfer fee.
Credit card score 77 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Credit limit: $500 Minimum up to $25,000 Maximum
Credit card score 77 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases as low as 10.99%. No annual fee. 25-day grace period on purchases.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 12.99%
10.99% APR, up to 12.99%
Terms
Rate based on creditworthiness. Rate as low as 10.99% APR.
Credit card score 77 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed rate. No cash advance fee. No balance transfer fee. Rates as low as 10.99% APR.
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates starting at; Qualifying conditions apply
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 15.00%
11.00% APR, up to 15.00%
Terms
Variable APR adjusts quarterly and equals Prime Rate plus 4.00% to 8.00% depending on creditworthiness. Max credit limit $25,000. $0 annual fee.
Credit card score 77 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
187 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.46%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches