Compare Bank & Credit Union Rates
Best credit card rates in California
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 187 in California · median 11.50% APR
- 9.50%APRas low as
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed purchase APR for qualified members. Rates shown are the lowest available and may vary based on creditworthiness.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.70%APRas low as
Terms
Variable
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.80%APRas low as · up to 17.80%
9.80% APR, up to 17.80%
Terms
Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. No Annual Fee. No Balance Transfer Fee. Discounts exclude Visa.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Aerospace Federal Credit UnionPlatinum VISA CASH BACK Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR determined based on creditworthiness. Not all will qualify for the lowest rate. Revolving payments.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Membership required, on approved credit.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit line $10,000 – $25,000. Fixed rate.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Variable rate based on credit score. Applies to purchases, cash advances, and balance transfers.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
On approved credit. Rates as low as 9.90% APR. No annual fee.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - First U.S. Community Credit UnionPlatinum Preferred - Fixed Rate Visa · No annual fee
Credit union · 6 branches
9.90%APRas low asTerms
Fixed APR as low as 9.90% after the introductory six-month period. Income, credit, and other criteria determine actual APR.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Starting at 9.9% APR for purchases. 25-day interest grace period on purchases.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No interest for the first 25 days. Minimum payment is only 3.0% of the outstanding balance. Limit up to $10,000.
Credit card score 84 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
187 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.46%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches