Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 811–825 results
- Waumandee State BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Rates subject to change. Penalty may apply for early withdrawal.
Offer: Limited-time offer.
4.21% interest rate
Rate checked
More details - Freedom First6-Month Certificate SpecialCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Requires $5,000 new money. Minimum Certificate amounts required from sources other than Freedom First Credit Union. Existing Freedom First Certificates must be within their grace period to renew and meet new money requirements. Automatic renewal into standard 6-month Certificate upon maturity. Substantial penalty for early withdrawal. Valid for consumer accounts only.
Offer: New money required: $5,000. Existing certificates must be in grace period to renew and meet new money requirements. Renews into standard 6-month certificate at maturity. Substantial penalty for early withdrawal. Valid for consumer accounts only.
Promotional rate · Balance cap $1,000,000 · Effective Oct 12, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Daily balance method used to calculate interest on the account. Interest paid quarterly. No early withdrawal penalty.
Offer: No penalty
4.18% interest rate · Effective Oct 22, 2026
Rate checked
More details - Rock Valley Credit UnionCertificates (CDs) - PromotionalCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Fees could reduce the earnings on the account. Rates are subject to change without notice. You will be paid the disclosed rate until first maturity. Unless otherwise paid, dividends will be compounded every month and credited to your account monthly. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. APY assumes all dividends remain in the certificate until maturity. Penalties may be imposed for early withdrawal. The 15 month and 6 month Certificates are nonrenewable.
Offer: The 15 month and 6 month Certificates are nonrenewable.
4.17% interest rate · Effective Oct 16, 2026
Rate checked
More details - Leatherstocking Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Must be or become a member to establish any of the above accounts. Minimum of $500 required for all Certificates. Penalty for early maturity of CD is 3 months interest.
4.16% interest rate · Effective Oct 16, 2026
Rate checked
More details - Canandaigua National BankCNSaver Online CDCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Must be opened online.
Offer: Must be opened online. Auto renewal term: 6-month CNSaver Online CD.
Effective Oct 14, 2026
Rate checked
More details - Upward Credit UnionSummer Certificate SpecialsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Promotional specials available for a limited time.
Promotional rate · 4.17% interest rate · Effective Aug 17, 2026
Rate checked
More details - OC Federal Credit UnionShare Certificate SpecialCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Promotional rate excluded from Member Appreciation Program. Early withdrawal penalty may be imposed. Renews at current rate upon maturity. Membership share of $5.00 required.
Offer: Online only through Member Service Center (not available in branches). Limited to residents of Richland County, Ohio, targeted through Google Ads. Must initially apply for standard 6-month certificate; rate increased once residency is verified. Excluded from Member Appreciation Program and not available to Business or Catholic Organizations. Valid beginning June 10, 2025.
Promotional rate · Balance cap $250,000
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More details - Achieve CUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Dividends compound monthly and are computed on daily balance. Fixed rate of maturity. Up to three-month dividend penalty for early withdrawal prior to maturity. Offers subject to Achieve CU membership eligibility.
Offer: Dividends compound monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ladysmith FederalCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Built-in flexibility Triple Choice options available at account opening: Boost It (one-time rate change extending the term), Access It, or Build It. Early withdrawal penalty applies: penalty equal to all interest for terms 3 to 6 months; 12 months interest for terms greater than 6 months.
4.18% interest rate · Effective Oct 14, 2026
Rate checked
More details - Kalsee Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Membership in Kalsee Credit Union required. CDs subject to early redemption penalties. Fees may reduce earnings.
Offer: 6-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer.
4.18% interest rate · Balance cap $1,000,000 · Effective Jul 15, 2026
Rate checked
More details - COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Certificate requires $1,000 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. Federally insured up to $250,000 by NCUA. Opening a CD online is available to existing members; new members can open an account online and add a certificate once membership is established.
Offer: Annual Percentage Yield is based on monthly compounding. Penalty for early withdrawal. Automatically renews at the end of the term.
4.17% interest rate
Rate checked
More details - First City BankFirst City Certificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Effective Jul 9, 2026
Rate checked
More details - Wailuku Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: You must have a Regular Share (Savings) account to be eligible to open a Share Certificate. Dividends compound and credit to your certificate monthly. AUTOMATIC RENEWAL upon maturity. Early withdrawal penalty provision may apply. Minimum balance is $1,000.
Offer: Dividends compound and credit to your certificate monthly. AUTOMATIC RENEWAL upon maturity. Early withdrawal penalty provision may apply. You must have a Regular Share (Savings) account to be eligible to open a Share Certificate.
4.17% interest rate · Effective Oct 8, 2026
Rate checked
More details - Rave FinancialShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank