Bank · FDIC insured
First City Bank CD Rates
First City Bank’s best CD rate is 4.25% APY on a 6-month CD. Terms run from 6 months to 15 months. Rates checked October 22, 2026.
How First City Bank’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where First City Bank has the most branches. $10,000, best rate first.
This bank’s best
First City Bank
4.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $210
First City Certificates of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
First City Certificates of Deposit
4.25%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.25% | $210 |
| 12 months | 4.25% | $425 |
| 15 months | 4.25% | $534 |
Sources (3)
- firstcitybankga.com/425-cd
- firstcitybankga.com/personal/f…-certificates-of-deposit
- firstcitybankga.com/personal-banking
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.