Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 646–660 results
- Connect Credit UnionCertificatesCD · 21 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$770 over 21 months on $10,000Requirements
Product: Early withdrawal penalty applies (equal to 3 months dividends / all interest earned on amount withdrawn prior to maturity date, or 90 days interest at certificate rate). Membership eligibility required across Florida. Federally insured by NCUA.
Offer: New Money Required - New Money is defined as money not currently on deposit with Connect Credit Union.
4.25% interest rate · Effective May 5, 2026
Rate checked
More details - LPS Employees Federal Credit UnionShare Certificates (CD)CD · 30 months
Credit union · Add a location to see nearby branches
4.33%APY$1,118 over 30 months on $10,000Requirements
Product: Serving employees and retirees of Lincoln Public Schools. Penalty for early withdrawal.
4.25% interest rate
Rate checked
More details - HFS Federal Credit UnionShare CertificatesCD · 36 months · $2,500 min
Credit union · Add a location to see nearby branches
4.33%APY$1,356 over 36 months on $10,000Requirements
Product: Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii (par value of one share is $5.00 with a $1.00 membership fee; $50.00 opening balance required to open a Savings Account). Share Certificates may be subject to early withdrawal penalty. Additional deposits not allowed during term.
Offer: Suffix S36. Fixed rate. Dividends compounded and credited monthly. Account automatically renews.
Effective Oct 21, 2026
Rate checked
More details - Union Federal Savings and LoanCertificate of DepositCD · 48 months · $200 min
Bank · Add a location to see nearby branches
4.33%APY$1,848 over 48 months on $10,000Requirements
Product: Early withdrawal penalty applies. Minimum balance $200 required for standard terms. Tiered balance threshold is $20,000.
Offer: Variable rate.
4.26% interest rate · Effective Sep 16, 2026
Rate checked
More details - Coast Central Credit UnionSavings CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$2,361 over 60 months on $10,000Requirements
Product: Dividends are calculated daily and paid monthly. Early withdrawal penalty: certificates with 12-month maturity or less carry a 60-day forfeiture of dividends; over one year carry a 90-day forfeiture of dividends. Dividend penalty will never exceed dividends actually earned. No monthly service fee.
Offer: Term 60 months (7700).
4.25% interest rate · Effective Oct 21, 2026
Rate checked
More details - Gratiot Community Credit UnionTimed CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$2,361 over 60 months on $10,0004.25% interest rate · Effective Oct 7, 2026
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More details - Big Island Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$2,361 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
Offer: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
4.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.32%APY$214 over 6 months on $10,000
Requirements
Product: Interest compounded and paid quarterly or at maturity. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.
4.25% interest rate
Rate checked
More details - Belgrade State BankCertificates of Deposit (CDs)CD · 8 months · $1,000 min
Bank · Add a location to see nearby branches
4.32%APY$286 over 8 months on $10,0004.25% interest rate · Effective Oct 22, 2026
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More details - Oakwood BankCertificates of DepositCD · 11 months · $5,000 min
Bank · Add a location to see nearby branches
4.32%APY$395 over 11 months on $10,000Requirements
Product: The minimum deposit for each CD is also the minimum balance to obtain the APY. A penalty may be imposed for early withdrawal.
Offer: The minimum deposit for each CD is also the minimum balance to obtain the APY. A penalty may be imposed for early withdrawal.
4.25% interest rate · Effective Oct 14, 2026
Rate checked
More details - Artesia Credit UnionShare CertificatesCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.32%APY$432 over 1 year on $10,000Requirements
Product: Dividends are compounded daily and applied quarterly. $5,000.00 minimum deposit. Early withdrawal penalty: 90 days. Certificates which are automatically renewed will receive the rate in effect on the renewal date. Fees could reduce earnings.
Offer: Early withdrawal penalty: 90 days.
4.25% interest rate · Compounded daily · Effective Apr 1, 2025
Rate checked
More details - Energize Credit UnionCertificates of DepositCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.32%APY$469 over 13 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly. Penalty for early withdrawal. Maximum deposit limit of $300,000. Jumbo bonus offers +5 bps over $50,000 and +10 bps over $100,000 (does not apply to 13-month special). Rate match available up to 25 bps against competitors.
Offer: Offer valid until $700,000 in promotional CD deposits received or 12/18/26, whichever comes first. Requires new money not on deposit at ECU. Funds withdrawn and redeposited during promo period are not eligible. CD Jumbo Bonus does not apply. Rolls over to standard 12-month CD at maturity. Penalty for early withdrawal.
Promotional rate · 4.25% interest rate · Compounded quarterly · Balance cap $300,000
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More details - MAX Credit UnionCertificate AccountsCD · 15 months · $10,000 min
Credit union · Add a location to see nearby branches
4.32%APY$543 over 15 months on $10,000Requirements
Product: Rates offered during the most recent seven calendar days. *Will renew at the current 6 month CD rate. Early withdrawal penalty is equal to 90 days of dividends not to exceed dividends earned up to the day of early withdrawal. ** Will renew at the current 12 month CD rate. Early withdrawal penalties will equal 12 month dividends on your account. The 12 month penalty on early withdrawals may deduct from the principal balance of the certificate.
Offer: Dividend frequency: Quarterly. Will renew at the current 12 month CD rate. Early withdrawal penalties will equal 12 month dividends on your account. The 12 month penalty on early withdrawals may deduct from the principal balance of the certificate.
4.25% interest rate
Rate checked
More details - 4.32%APY$543 over 15 months on $10,000
4.25% interest rate · Effective Jul 1, 2026
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More details - The Seymour BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.32%APY$655 over 18 months on $10,000Requirements
Product: FDIC insured fixed rate investment. A substantial penalty for early withdrawal will be imposed.
Offer: Certificate of Deposit Special
4.25% interest rate · Effective Oct 7, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank