Best CD rates and certificates

Requirements

Product: Limited-time promotional CD offer.

Offer: Limited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. CD will automatically renew into a 12 month CD upon end of 7 month term.

Requirements

Product: Limited time offer.

Offer: Limited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. Automatically renews into a 182-day CD upon end of 7-month term. Penalty may be imposed for early withdrawal.

Requirements

Product: $500 minimum deposit to open (unless specified in another term or special). Additional deposits of at least $100 can be made on certificates with a term of 1 year or less and on our 13-month Flex Special. Dividends are earned and posted monthly. All certificates will automatically renew at maturity. Early withdrawal penalty: 90 days of dividends for terms 1 year or less; 180 days of dividends for terms over 1 year (no penalty for 13-month Flex Special). Dividends are available for withdrawal at any time. Specials are offered for a limited time only and may end at any time without prior notice.

Offer: Special certificate rate offered for a limited time only and may end at any time without prior notice. Early withdrawal penalty: 90 days of dividends. Additional deposits of at least $100 can be made.

Requirements

Product: Offer ended at close of business November 13, 2023; form is no longer available. Required opening with new money (funds not currently on deposit with TUMCU). Dividends compound monthly. Not eligible for IRAs. Early withdrawal penalty applies.

Offer: Offer ended November 13, 2023. Maximum deposit per person $100,000. New money required. Dividends compound monthly.

Requirements

Product: Federally insured by NCUA. Membership required. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account.

Offer: Limited-time special. Must be funded with new money not on deposit with Kohler Credit Union. Minimum $1,000 and maximum $500,000 required to receive rate. Financial institutions and public funds are ineligible. Automatically renews to 12-month certificate at rate effective at time of renewal.

Requirements

Product: Special certificate accounts offered at the discretion of the credit union and subject to change at any time. Automatic renewal rules apply (5-month renews at 6-month rate/term; 9-month renews at 1-year rate/term). 9-Month special is restricted to residents of specific Northern Kentucky ZIP codes. TruBlue pricing does not add additional boost or rate is already matched.

Offer: 9-Month Northern Kentucky Special. Available for residents of specified Northern Kentucky ZIP codes: 41011, 41012, 41014-41018, 41051, 41053, 41063, 41005, 41021, 41022, 41042, 41048, 41080, 41091, 41092, 41094, 41099, 41001, 41007, 41059, 41071-41076, 41085. Renews at the 1-year rate and term. Fixed rate. Automatic renewal.

Requirements

Product: Member eligibility required. Minimum balance required. Penalty may be imposed for early withdrawal.

Offer: $5,000 minimum and $100,000 maximum deposit. Limited time offer.

Requirements

Product: Automatically renews at maturity: 10-month certificate will renew into an 6-month term. Early withdrawal penalty may apply. Institutional and government deposits excluded.

Offer: Compounds quarterly. Automatically renews into a 6-month term.

Requirements

Product: No monthly maintenance fees. No minimum balance required to earn the APY. Early withdrawal penalties may apply. Must fund account within 30 days of opening.

Offer: Eligible for St. Louis Metropolitan customers. Online & In-Branch CD Offer.

Requirements

Product: Flexible terms from 3 to 60 months. Can be pledged as collateral for a secured loan. Requires a $500 minimum opening deposit. Early withdrawal penalties may apply; fees may reduce earnings on account.

Offer: New money only. New money is money that is not currently on deposit at Palisades Credit Union; funds transferred from an existing Palisades Credit Union account are not eligible.

Requirements

Product: Certificate term is 11 months and will automatically renew to a 12-month certificate at the rate in effect at the time of renewal. $5,000 minimum balance is required with no maximum. 0.25% APY bonus when you meet the Boost Checking Account qualifications within 90 days of certificate opening. Boost Checking Qualifications include direct deposits totaling $900 or more, electronic statements, and 25 or more qualifying debit/credit card purchases. 0.25% APY bonus with existing or new Dort Financial CU Visa credit card within 90 days. Maximum APY of 5.00%. APY bonuses are retroactive. Consumer certificates only. Early withdrawal penalty applies.

Offer: Maximum APY of 5.00% including relationship bonuses: 0.25% APY bonus when meeting Boost Checking Account qualifications within 90 days of certificate opening; 0.25% APY bonus with existing Dort Financial CU Visa credit card or when opening a new Dort Financial CU Visa credit card within 90 days. APY bonuses are retroactive to first day of dividend posting period. Certificate term is 11 months and renews to 12-month certificate. $5,000 minimum balance. Early withdrawal penalty applies.

Requirements

Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.

Requirements

Product: Penalty for early withdrawal. Not available on Business accounts. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant or Piedmont Advantage, a division of Truliant Federal Credit Union.

Offer: Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant or Piedmont Advantage, a division of Truliant Federal Credit Union. Not available on Business accounts. Penalty for early withdrawal. Limited time offer.

Requirements

Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.

Offer: Special APY requires Checking account, First Eagle debit card, and monthly deposits of at least $100.00. Funds must be new money to the Credit Union (deposited within the last 30 days or not currently on deposit, excluding funds withdrawn and redeposited during the promotion period). Maximum deposit $100,000.