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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 26 results in Kentucky

  1. Lincoln National BankCertificates of Deposit (CDs)CD · 13 months · $500 min

    Bank · 5 branches

    4.65%APY$505 over 13 months on $10,000
  2. Bank of BuffaloCertificate of DepositCD · 13 months · $500 min

    Bank · 3 branches

    4.60%APY$499 over 13 months on $10,000
  3. Peoples Exchange Bank13-Month CD SpecialCD · 13 months

    Bank · 8 branches

    4.50%APY$488 over 13 months on $10,000intro rate
  4. South Central BankCD SpecialsCD · 13 months · $500 min

    Bank · 25 branches

    4.45%APY$483 over 13 months on $10,000intro rate
  5. Meade County BankCertificate of DepositCD · 13 months

    Bank · 4 branches

    4.40%APY$478 over 13 months on $10,000
  6. Peoples Bank Mt. WashingtonCertificates of DepositCD · 13 months · $500 min

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000
  7. Top Carrot, Carrot Score 89
    Blue Grass FederalLong-Term CDsCD · 13 months · $500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  8. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 67 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  9. Heritage Credit UnionCertificatesCD · 13 months · $2,500 min

    Credit union · 3 branches

    4.20%APY$456 over 13 months on $10,000
  10. Banterra BankCertificate of DepositCD · 13 months · $1,000 min

    Bank · 2 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  11. Wilson & Muir BankCertificate of Deposit (CD)CD · 13 months

    Bank · 11 branches

    4.00%APY$434 over 13 months on $10,000
  12. Woodforest National BankCertificates of DepositCD · 13 months · $500 min

    Bank · 23 branches

    4.00%APY$434 over 13 months on $10,000
  13. Top Carrot, Carrot Score 87
    L&N Federal Credit UnionCertificatesCD · 13 months · $1,000 min

    Credit union · 22 branches

    4.00%APY$434 over 13 months on $10,000
  14. Peoples BankCertificates of DepositCD · 13 months · $2,500 min

    Bank · 4 branches

    3.78%APY$410 over 13 months on $10,000
  15. Bank of AmericaFeatured CDCD · 13 months · $1,000 min · 3.75%–4.00% by balance

    Bank · 8 branches

    3.75%APY$407 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 13-month CDs pay in Kentucky

26 CDs at 24 banks and credit unions · checked Oct 16–Nov 13

Typical
3.89%
Top 10% from
4.48%
Banks, typical
3.89%
Credit unions, typical
3.75%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Abound Credit UnionCredit union · 17 branches
  2. UK Credit UnionCredit union · 9 branches
  3. Brown Forman Employees Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate