Bank · FDIC insured
Wilson & Muir Bank CD Rates
Wilson & Muir Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 7 months to 4 years. Rates checked October 15, 2026.
How Wilson & Muir Bank’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Wilson & Muir Bank has the most branches. $10,000, best rate first.
This bank’s best
Wilson & Muir Bank
4.00%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $231
Certificate of Deposit
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Wilson & Muir Bank CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo0.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wilson & Muir Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 10 terms
Minimum deposit required. Annual Percentage Yield assumes interest remains on deposit until maturity. Federal regulations require substantial penalty for early withdrawal. Withdrawal of principal or interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown7-31 Day term. Early withdrawal penalty applies | 0.55% | $0 |
| 7 months7 Month term. Early withdrawal penalty applies | 4.00% | $231 |
| 9 months9 Month term. Early withdrawal penalty applies | 0.55% | $41 |
| 12 months12 Month term. Early withdrawal penalty applies | 2.53% | $253 |
| 13 months13 Month term. Early withdrawal penalty applies | 4.00% | $434 |
| 18 months18 Month term. Early withdrawal penalty applies | 1.76% | $265 |
| 23 months23 Month term. Early withdrawal penalty applies | 1.76% | $340 |
| 24 months24 Month term. Early withdrawal penalty applies | 1.76% | $355 |
| 30 months30 Month term. Early withdrawal penalty applies | 0.25% | $63 |
| 48 months48 Month term. Early withdrawal penalty applies | 0.25% | $100 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.29%APY · 4 terms
Annual Percentage Yield assumes interest remains on deposit until maturity. Withdrawal of principal or interest will reduce earnings. Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day IRA (Fixed Rate). Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information | 0.55% | $0 |
| 12 months12 Month IRA (Fixed Rate). Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information | 2.50% | $250 |
| 18 months18 Month IRA (Fixed Rate). Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information | 1.75% | $264 |
| 18 months18 Month IRA (Variable Rate)**. This rate may change after the account is opened. Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information | 4.29% | $650 |
| 30 months30 Month IRA (Fixed Rate). Bank Penalty may be applied for early withdrawal. In addition to a Bank penalty for early withdrawal, the IRS may impose additional penalties. Consult a tax advisor for information | 0.25% | $63 |
Sources (1)
- wilsonmuirbank.com/ira-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.