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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Elizabeth, NJ

  1. Capital One360 CDCD · 11 months · $0 min

    Bank · 1 branch

    4.40%APY$403 over 11 months on $10,000
  2. Top Carrot, Carrot Score 95
    Affinity Federal Credit Union8-Month Promotional CertificateCD · 8 months · $500 min

    Credit union · 1 branch

    4.35%APY$288 over 8 months on $10,000intro rate
  3. Top Carrot, Carrot Score 95
    Affinity Federal Credit Union14-Month Promotional CertificateCD · 14 months · $500 min · 4.35%–4.45% by balance

    Credit union · 1 branch

    4.35%APY$509 over 14 months on $10,000intro rate
  4. Top Carrot, Carrot Score 95
    Affinity Federal Credit Union22-Month Promotional CertificateCD · 22 months · $500 min · 4.35%–4.45% by balance

    Credit union · 1 branch

    4.35%APY$812 over 22 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000intro rate
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 3 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  8. Popular BankPopular CDCD · 25 months · $1,000 min · 4.15%–4.35% by balance

    Bank · 1 branch

    4.15%APY$884 over 25 months on $10,000
  9. Top Carrot, Carrot Score 87
    Union County Savings BankCertificates of DepositCD · 18 months · $500 min

    Bank · 2 branches

    4.00%APY$606 over 18 months on $10,000intro rate
  10. Spencer Savings BankCertificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 1 branch

    3.85%APY$418 over 13 months on $10,000
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 3 branches

    3.75%APY$217 over 7 months on $10,000
  12. Popular BankPopular Private Client Certificate of DepositCD · 6 months · $1,000 min · 3.60%–3.80% by balance

    Bank · 1 branch

    3.60%APY$178 over 6 months on $10,000
  13. Seaport Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    3.30%APY$164 over 6 months on $10,000
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  15. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 3 branches

    3.15%APY$315 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Elizabeth, NJ

176 CDs at 11 banks and credit unions · checked Oct 16–22

Typical
1.02%
Top 10% from
4.00%
Banks, typical
1.01%
Credit unions, typical
3.04%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate