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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Shreveport, LA
- 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min
Credit union · 6 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends credited quarterly.
4.18% interest rate · Effective Oct 2, 2026
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Rates fixed upon opening. Early withdrawal penalties apply. $1,000 minimum deposit.
4.17% interest rate · Effective Sep 23, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Unless otherwise noted, minimum balance to open and obtain stated APY is $1,000.00.
Offer: 9 Month Special - Digital Only (online accounts only)
4.00% interest rate · Effective Sep 23, 2026
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More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.
Promotional rate · 3.93% interest rate · Effective Aug 21, 2026
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More details - Professional Fire Fighters Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · 1 branch
3.82%APY$189 over 6 months on $10,000Requirements
Product: Prior to maturity, members receive a renewal notice and have 10 days after maturity to choose another option without penalty. Special certificate offers may not be renewable.
3.75% interest rate
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More details - 3.82%APY$381 over 1 year on $10,000
Requirements
Product: Fixed-term savings account. Penalty may apply for early withdrawal. Funds federally insured by NCUA up to applicable limits. Minimum opening deposit of $1,000.00.
Offer: At the end of the term, CD will automatically renew to the current rate.
3.75% interest rate · Effective Sep 30, 2025
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More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Advertised rates are subject to change without notice. Early Withdrawal Penalties May Apply.
Offer: Early Withdrawal Penalties May Apply. Advertised Rates are subject to change without notice.
3.75% interest rate · Effective Sep 30, 2026
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More details - 3.79%APY$347 over 11 months on $10,000with conditions
Requirements
Product: Available only to those that have or open a new Premium Checking account. Interest must be capitalized or transferred into a Premium Checking account. Personal accounts only. Early withdrawal penalty may apply. Upon maturity, renews for an 11-month term at the rate offered on an 11-month CD at the time of renewal.
Offer: Fixed yield rates, compounded monthly. Minimum to open and obtain APY is $500. Requires having or opening a Premium Checking account.
Qualified rate · Compounded monthly · Effective Jan 24, 2025
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More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Variable Rate - Member has discretion. Rate can be increased one time when the Certificate Account 2-year term rate exceeds the Flex Certificate initial rate. Not automatically renewable.
Offer: Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal.
3.69% interest rate · Effective Sep 29, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Shreveport, LA
223 CDs at 19 banks and credit unions · checked Oct 15–22
- Typical
- 2.02%
- Top 10% from
- 4.15%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.80%
Is your bank paying you enough?
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Shreveport, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 17 branches
- Willis Knighton Federal Credit UnionCredit union · 1 branch
- Red River Credit UnionCredit union · 4 branches