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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Indianapolis, IN

  1. Top Carrot, Carrot Score 89
    IU Credit UnionTerm CertificatesCD · 6 months · $2,000 min

    Credit union · 1 branch

    4.50%APY$223 over 6 months on $10,000
  2. Top Carrot, Carrot Score 92
    Elements FinancialShare CertificatesCD · 8 months · $1,000 min

    Credit union · 4 branches

    4.50%APY$298 over 8 months on $10,000
  3. Top Carrot, Carrot Score 89
    Everwise Credit UnionShare Certificate SpecialsCD · 15 months · $500 min

    Credit union · 8 branches

    4.47%APY$562 over 15 months on $10,000intro rate
  4. Professional Police Officers Credit UnionCD SpecialCD · 11 months · $10,000 min

    Credit union · 2 branches

    4.45%APY$407 over 11 months on $10,000
  5. Professional Police Officers Credit UnionShare Certificates - One YearCD · 11 months · $10,000 min

    Credit union · 2 branches

    4.45%APY$407 over 11 months on $10,000
  6. Centra Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 1 branch

    4.35%APY$288 over 8 months on $10,000
  7. Top Carrot, Carrot Score 91
    Indiana Members Credit UnionCertificatesCD · 13 months · $1,000 min

    Credit union · 8 branches

    4.35%APY$472 over 13 months on $10,000
  8. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  9. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 13 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 91
    FORUM Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 6 branches

    4.25%APY$644 over 18 months on $10,000
  11. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 13 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Merchants BankFlex Index CDCD · 12 months · $1,000 min

    Bank · 1 branch

    4.08%APY$408 over 1 year on $10,000
  13. Horizon BankCertificate of DepositCD · 7 months · $5,000 min

    Bank · 1 branch

    4.05%APY$234 over 7 months on $10,000intro rate
  14. FedEx Employees Credit AssociationShare CertificateCD · 6 months

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000
  15. CFBankCertificates of DepositCD · 6 months · $10,000 min

    Bank · 1 branch

    4.00%APY$198 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Indianapolis, IN

339 CDs at 28 banks and credit unions · checked Oct 15–22

Typical
2.65%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.25%

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Indianapolis, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Elements FinancialCredit union · 5 branches
  2. FORUM Credit UnionCredit union · 16 branches
  3. Indiana Members Credit UnionCredit union · 24 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate