Best CD rates and certificates

Requirements

Product: Special 100-day certificate created in honor of 100th Anniversary. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Renews to a 3-month certificate at then-current rate. New money required (not currently on deposit, or moved away for at least 21 days). Limit one account per household. Membership eligibility required.

Offer: Fixed rate for 100-day term. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Automatically renews to a 3-month certificate. New money required. Limit one account per household. Membership eligibility required.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: Dividends compounded and credited semi-annually. Penalty will be imposed for early withdrawal. Fees could reduce earnings.

Offer: Fixed Certificate Special. Minimum amount required to open is $1,000.

Requirements

Product: Membership Savings account is required to obtain Corda Credit Union products. Minimum $1,000 to open. Interest compounded quarterly. Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.

Offer: CD special available only for a limited time. Interest compounded quarterly. Membership Savings account required.

Requirements

Product: Existing CD renewals not subject to the special rates at maturity unless specifically requested at maturity. Interest is compounded and paid quarterly. Penalty for early withdraw may apply including loss of principal.

Offer: Existing CD renewals not subject to special rates at maturity unless specifically requested. Compounded and paid quarterly. Penalty for early withdrawal may apply.

Requirements

Offer: Deposit Special

Requirements

Offer: Interest on the 13-month and 28-month specials are compounded on a semi-annual basis. Early withdrawal penalties may apply. Fees may reduce earnings.

Requirements

Product: Flexible Terms: 3 to 60 months. Interest Payment Options: Compounding or Direct Deposit. One-Way UP Certificate of Deposit: Opportunity to increase interest rates with a one-time option, with additional deposits of $500 or more allowed at time of rate change.

Offer: 36 month CD Special One Way. Opportunity to increase interest rate with a one-time option. Additional deposits of $500 or more allowed at the time of rate change. Maturity date remains unchanged. New rate effective until initial term expires. Penalty for early withdrawal on 12-up-to-36-month CDs is 12 months loss of interest on the principal withdrawn.

Requirements

Product: Lock in savings with Certificate of Deposit Special. Pick term 7 - 13 Month with $10,000 minimum balance.

Offer: $10,000 minimum balance. Pick term 7 - 13 Month. Note: Table text displays 405.00% APY due to formatting/misprint, corresponding to 4.05% APY.

Requirements

Product: Must meet membership eligibility requirements. Requires $1,000.00 to open and earn APY. Penalty may be assessed for early withdrawal. Rates for renewing Certificates may differ from rates available for new-money deposits; higher promotional rates may be available for new funds from outside the credit union.

Offer: APY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal.

Requirements

Product: Must meet membership eligibility requirements. No minimum to open and no minimum balance required to earn APY. Additional deposits permitted throughout the term of any dollar amount. Partial withdrawals are not permitted; full balance may be withdrawn prior to maturity without an early withdrawal penalty, which will result in the account being closed. Not available as an IRA CD.

Offer: 13 Month Liquid CD is not available as an IRA CD. Additional deposits permitted. Early withdrawal of entire balance permitted without penalty, closing the account; partial withdrawals not permitted.

Requirements

Product: Rates applicable for the initial term only and will renew at next lower non-special standard term. Penalty for early withdrawal. Fees may reduce earnings. APY is based on quarterly compounding. Active checking account with recurring deposits and or debit activity required to obtain relationship pricing.

Offer: Relationship pricing; requires active checking account with recurring deposits and or debit activity. Renews at next lower non-special standard term.

Requirements

Product: Minimum amount required to open any Term Share Certificate is $1,000. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

Requirements

Product: Checking relationship required. CD needs to be open 7 business days prior to closing the CD. Penalty for early withdrawal. Institutional/business funds not eligible.

Offer: Checking relationship required. CD needs to be open 7 business days prior to closing the CD. Penalty for early withdrawal. Minimum of $500 required to earn 3.15% APY. Institutional/business funds not eligible.