Best CD rates and certificates

Requirements

Product: Must bring money not already on deposit at Skyline Financial Federal Credit Union. Minimum deposit is $500.00 to get started, with no cap on deposit amount. Upon maturity, the certificate will mature into a term of 6 months at the current rate published at the time of maturity. 7 day grace period. Certificate early withdrawal penalty is 90 days of interest.

Offer: Requires funds not already on deposit at Skyline Financial Federal Credit Union.

Requirements

Product: Minimum deposit to open and earn APY is $500. Dividends are compounded and credited monthly. For certificate accounts, the dividend rate and APY are fixed for the term of the account. A withdrawal of dividends will reduce earnings. Upon maturity the account will renew to a regular 12-month certificate account at the rate in effect at that time. 7 days grace period after maturity to withdraw funds without penalty. Limited time promotion.

Offer: Existing members. Dividend rate is 4.267%.

Requirements

Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.

Requirements

Product: Certificate terms from 6 months to 5 years. Minimum $500 to open. Rates subject to change at any time. Early withdrawal penalties apply.

Offer: $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.

Offer: 13-Month CD Special. Promotional rate is for consumer accounts only; not available for trusts or IRA CDs. Automatically renews to a 1-Year CD at maturity. Maximum deposit $250,000.00. Early withdrawal penalty applies.

Requirements

Offer: Limited time certificate special

Requirements

Product: Certificate of Deposit Specials (No Bonus Rate). Minimum of $500 is required to open a Certificate of Deposit and earn the advertised Annual Percentage yield. The Interest Rate and APY are fixed for the term of the account. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Substantial penalty for early withdrawal. Transaction limitations apply.

Offer: Fixed until maturity. Substantial penalty for early withdrawal.

Requirements

Product: Minimum of $500 is required to open a Certificate of Deposit and earn the advertised Annual Percentage yield. The Interest Rate and APY are fixed for the term of the account. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Substantial penalty for early withdrawal. Transaction limitations apply.

Offer: Fixed until maturity. Substantial penalty for early withdrawal.

Requirements

Product: Select a term from 3 to 60 months. Interest is compounded and credited monthly, and may be withdrawn before maturity. Fixed rate.

Offer: This account is for consumers only with a $250,000.00 deposit limit.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: $1,000 minimum to open. You can withdraw the full balance and accrued interest without penalty beginning 7 calendar days after funding. Partial withdrawals not permitted. Daily balances below $1,000 do not earn APY. Interest compounded daily and credited monthly.

Offer: Full balance and accrued interest can be withdrawn without penalty beginning 7 calendar days after funding. No partial withdrawals. Daily balances below $1,000 do not earn APY.