Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Vineland, NJ metro
- PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: APY listed paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Review our Share Certificate Truth-In-Savings Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
Offer: Must open with $500 minimum in new money or have a First Harvest Checking Account.
4.17% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.18%APY$312 over 9 months on $10,000with conditions
Requirements
Product: Limited-time offer for new deposit customers, loan-only customers, or employees of OceanFirst Bank. Requires new money not currently on deposit at OceanFirst Bank. Automatically renews for a 9-month term at published non-special rate. Penalty for early withdrawal may apply. Government accounts excluded.
Offer: Promotional APY increase and $250,000 maximum funding amount available if opening a non-interest FreeStyle Checking or Community Business Checking account within 60 days of certificate opening date (employees may open any OceanFirst checking account).
Qualified rate · 4.10% interest rate · Balance cap $250,000
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
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More details - 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
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More details - Members 1st of NJ Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · 3 branches
3.30%APY$1,763 over 60 months on $10,0003.25% interest rate
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More details - 3.29%APY$81 over 3 months on $10,000
Requirements
Product: Available for those who live in or near the tri-county servicing area (Cumberland, Salem, and Gloucester counties). After certificate is opened, deposits or withdrawals other than earnings are not allowed until maturity. Early withdrawal penalty applies.
Offer: 91 Day term. APY shown assumes quarterly compounding. Interest at maturity or optional monthly check or transfer.
3.25% interest rate · Effective Oct 4, 2026
Rate checked
More details - Bridgeton Onized Federal Credit UnionRegular Share Certificate of DepositCD · 60 months · $1,000 min
Credit union · 2 branches
3.28%APY$1,751 over 60 months on $10,000Requirements
Product: Secured by NCUSIF. Can open with as little as $1,000. Terms from six months to five years. Membership eligibility required.
Effective Oct 1, 2026
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More details - 3.25%APY$243 over 9 months on $10,000
Requirements
Product: Interest compounded monthly. Most automatically renew at maturity. Subject to early withdrawal penalty. Maintenance or activity fees could reduce earnings.
3.20% interest rate · Compounded monthly · Effective Jun 22, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Bay Atlantic Federal Credit UnionShare CertificateCD · 60 months · $2,500 min
Credit union · 2 branches
2.53%APY$1,331 over 60 months on $10,000Requirements
Product: Must be a Bay Atlantic FCU member with a current share savings account. Early withdrawal penalties apply.
Offer: Compounded monthly.
2.50% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Penalties for early redemption: 3 months, 6 months, 1 year - 30 days interest penalty. 1.5 years and over - 90 days interest penalty. Rates are subject to change without notice.
Offer: Early redemption penalty: 90 days interest penalty.
0.55% interest rate
Rate checked
More details - 0.50%APY$355 over 84 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalties for early withdrawal on CDs may apply.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Vineland, NJ metro
129 CDs at 12 banks and credit unions · checked Oct 4–22
- Typical
- 1.01%
- Top 10% from
- 3.60%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.48%
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Vineland, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches
- First Harvest Credit UnionCredit union · 1 branch
- Bay Atlantic Federal Credit UnionCredit union · 2 branches