Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Vineland, NJ metro · median 10.20% APR
- 6.00%APRas low as
Terms
As low as 6.00% APR*.
Credit card score 99 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard revolving rate; rate as low as 9.90%.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Members 1st of NJ Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 3 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Rates shown are subject to change and are for qualified borrowers; rate varies based on credit history.
Credit card score 81 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Vineland, NJ metro
4 banks and credit unions · checked Oct 22
- Typical
- 10.20%
- Top 10% up to
- 7.17%
- Banks, typical
- 13.99%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
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Vineland, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches
- First Harvest Credit UnionCredit union · 1 branch
- Bay Atlantic Federal Credit UnionCredit union · 2 branches