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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Toledo, OH metro

  1. Top Carrot, Carrot Score 94
    Fremont Federal Credit UnionShare CertificatesCD · 84 months · $1,000 min

    Credit union · 1 branch

    5.10%APY$4,165 over 84 months on $10,000
  2. Top Carrot, Carrot Score 94
    Fremont Federal Credit UnionFreedom CertificateCD · 36 months · $5,000 min

    Credit union · 1 branch

    4.70%APY$1,477 over 36 months on $10,000
  3. Educational Community Alliance CUShare CertificateCD · 48 months

    Credit union · 1 branch

    4.58%APY$1,962 over 48 months on $10,000
  4. Top Carrot, Carrot Score 91
    Cornerstone Community Financial Credit UnionCertificate of DepositCD · 7 months · $1,000 min

    Credit union · 2 branches

    4.40%APY$254 over 7 months on $10,000intro rate
  5. Sun Federal Credit UnionRegular CertificatesCD · 18 months · $500 min

    Credit union · 7 branches

    4.30%APY$652 over 18 months on $10,000
  6. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 7 branches

    4.25%APY$317 over 9 months on $10,000
  7. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 11 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 95
    Superior Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000
  9. Top Carrot, Carrot Score 93
    Directions Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · 9 branches

    4.18%APY$1,307 over 36 months on $10,000
  10. Croghan Colonial BankCertificate of DepositCD · 60 months · $500 min

    Bank · 2 branches

    4.18%APY$2,272 over 60 months on $10,000
  11. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 27 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  12. WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance

    Bank · 7 branches

    4.10%APY$480 over 14 months on $10,000with conditions
  13. Toledo Urban Federal Credit UnionShare CertificateCD · 12 months · $250 min

    Credit union · 2 branches

    4.08%APY$408 over 1 year on $10,000
  14. Jeep Country Federal Credit UnionSpecial CertificateCD · 6 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$198 over 6 months on $10,000
  15. UTFCUSavings CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Toledo, OH metro

313 CDs at 29 banks and credit unions · checked Oct 16–22

Typical
2.25%
Top 10% from
4.12%
Banks, typical
0.50%
Credit unions, typical
3.50%

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Toledo, OH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 2 branches
  2. Fremont Federal Credit UnionCredit union · 1 branch
  3. Directions Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate