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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Tampa, FL metro

  1. Raymond James BankCertificates of Deposit (CDs)CD · 60 months · $2,000 min

    Bank · 1 branch

    5.25%APY$2,915 over 60 months on $10,000
  2. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000
  3. Top Carrot, Carrot Score 90
    Family First Credit UnionNew Money CD SpecialsCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$566 over 15 months on $10,000intro rate
  4. Amerant BankCertificates of DepositCD · 15 months · $10,000 min

    Bank · 2 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 91
    Suncoast Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 30 branches

    4.50%APY$683 over 18 months on $10,000
  6. Teachers Federal Credit UnionCertificate AccountsCD · 22 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$840 over 22 months on $10,000
  7. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 5 branches

    4.40%APY$899 over 24 months on $10,000
  8. Top Carrot, Carrot Score 97
    Climate First Bank60-Month CDCD · 60 months · $500 min

    Bank · 1 branch

    4.39%APY$2,396 over 60 months on $10,000
  9. Achieva Credit UnionCertificate of Deposit (CD)CD · 13 months · $10,000 min

    Credit union · 14 branches

    4.35%APY$472 over 13 months on $10,000
  10. Top Carrot, Carrot Score 97
    Climate First Bank6-Month Penalty-Free CDCD · 6 months · $500 min

    Bank · 1 branch

    4.33%APY$214 over 6 months on $10,000intro rate
  11. Top Carrot, Carrot Score 89
    MASSMUTUALShare CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    4.33%APY$544 over 15 months on $10,000intro rate
  12. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$2,343 over 60 months on $10,000
  13. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  14. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 59 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  15. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 22 branches

    4.25%APY$461 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Tampa, FL metro

610 CDs at 56 banks and credit unions · checked Oct 4–22

Typical
3.22%
Top 10% from
4.06%
Banks, typical
1.85%
Credit unions, typical
3.50%

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Tampa, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Oxford Federal Credit UnionCredit union · 1 branch
  2. Climate First BankBank · 1 branch
  3. Suncoast Credit UnionCredit union · 30 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate