Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.

Requirements

Product: To qualify for promotional APY, customers must maintain an existing active InFirst Bank checking account (at least 1 deposit and 1 debit transaction within preceding 90 days), open a new checking account at time certificate is established (must not have had checking within previous 180 days) with minimum $5,000 opening deposit, or deposit at least $10,000 in new money (funds not on deposit during preceding 30 days) into an existing or new CD. Maximum deposit $500,000. Customer must reside within InFirst Bank's defined deposit market area. Automatically renews into same term.

Offer: Requires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money.

Requirements

Product: Minimum deposit on all Share Certificates is $500.00. Share Certificates will automatically renew for the original term at the stated rate in effect at the time of renewal. Early withdrawal penalties: For terms less than one year, penalty equivalent to one month's accrued interest; for terms of one year or more, penalty equivalent to three months of accrued interest.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: May charge fees that could reduce earnings. Penalties may be assessed for early withdrawal.

Offer: Special valid as of January 15th, 2026 and subject to change and may be withdrawn without notice.

Requirements

Product: Fixed rate for a fixed amount of time. Interest can be compounded to the CD, mailed quarterly by check, or deposited to checking or savings account.

Requirements

Product: Fixed interest rate for the length of the maturity term. Early withdrawal penalties apply (30 days of interest on terms under 2 years; 90 days of interest on 2-year and 3-year terms).

Offer: High Yield – 1 Year Certificate. 30-day interest early withdrawal penalty.

Requirements

Product: Fixed rate account. Minimum balance of $500.00 required to open and to obtain disclosed APY. Early withdrawal penalty may apply ($25 minimum). Interest compounding and crediting: less than 1 year earns non-compounded interest (credited monthly or at maturity); 1 year or longer compounded and credited semi-annually unless monthly checks/transfers are taken. Daily balance method used. Automatically renews at maturity with 7 calendar day grace period. Jumbo CD rate requires $100,000.00 or more.

Offer: Special CD / CD rate tier. $100,000.00 or more required to earn Jumbo CD rate.

Requirements

Product: Locked rate for length of term. A wide range of terms available from 91 days to 7 years. Early withdrawals subject to penalty. Relationship Rates are available to qualifying customers.

Offer: 37 Month Special. Early withdrawal penalty applies.

Requirements

Product: Interest is compounded and credited semiannually, except certificates under one year where interest is not compounded. Daily balance method applies. Accounts opened after March 1, 2022 will be closed if any principal amount is withdrawn prior to maturity. Early withdrawal penalties apply.

Requirements

Product: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Penalty may reduce earnings. Additional deposits allowed. Renews as a 12 Month Super Savings Certificate.

Offer: Allows for deposits of $500 or more during term. One partial withdrawal per 12 month term with no penalty. Additional withdrawals have 90 days dividend [interest] penalty. Renews as a 12 Month Super Savings Certificate.

Requirements

Product: Early withdrawal penalty: less than 18 months incurs 90 days' dividends [interest]; 18 months and over incurs 180 days' dividends [interest]. Deposits insured by NCUA.

Offer: Penalty for early withdrawal: 18 months and over — 180 days' dividends [interest].