Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1261–1275 of 1,363 results
- Union Savings BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,000Requirements
Product: $1,000 minimum opening balance. Maximum deposit of $750,000 for CDs opened in-branch and $100,000 for CDs opened online. No monthly service charge. Early withdrawals subject to penalty. Interest compounded and credited monthly.
Offer: 9 Month CD. Minimum balance to earn APY is $0.01.
0.30% interest rate · Effective Sep 18, 2026
Rate checked
More details - TCT FCUShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,0000.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$22 over 9 months on $10,000
Requirements
Product: Amounts less than $100,000.00. Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal. Fees may reduce earnings. May deposit anytime.
Offer: Fixed rate. Term 9 Months. Interest paid at maturity.
0.30% interest rate · Balance cap $99,999.99 · Effective Sep 30, 2026
Rate checked
More details - Clinton National BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,000Requirements
Product: $500 minimum deposit; rates subject to change at renewal; compounded daily unless otherwise indicated and paid monthly, quarterly, semi-annually or annually; automatic renewal after 10-day grace period unless otherwise noted; early withdrawal penalty applies.
0.30% interest rate · Compounded daily · Effective Jul 17, 2024
Rate checked
More details - Riverside Savings BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,000Requirements
Product: Rates and terms vary. Fixed rates for the term you choose. A penalty may be imposed for early withdrawal.
Offer: Minimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal.
0.30% interest rate
Rate checked
More details - First Mid Bank & TrustCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
0.30% interest rate
Rate checked
More details - Heritage BankFlex-Term CDsCD · 9–11 months · $2,500 min · 0.30%–0.40% by balance
Bank · Add a location to see nearby branches
0.30%APYRequirements
Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
0.30% interest rate · Compounded daily · Effective Sep 14, 2026
Rate by balance
Rate by balance for Flex-Term CDs Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - orsa credit union9-Month MiBux Launch Pad CertificateCD · 9 months · $10 min
Credit union · Add a location to see nearby branches
0.27%APY$20 over 9 months on $10,000intro rateRequirements
Product: Start at 0.27% APY. Each month you make a qualifying deposit of any amount, rate increases by 0.25% bump (one bump per month) up to 2.29% APY. Opening partial month does not count toward rate bump. Early withdrawal penalty applies.
Offer: Base opening rate without deposit bumps.
Promotional rate · Effective Aug 27, 2026
Rate checked
More details - 0.25%APY
Requirements
Product: CDs are subject to penalty for early withdrawal.
0.25% interest rate
Rate checked
More details - Mayville State BankCertificates of Deposit (CDs)CD · 6–11 months · $1,000 min
Bank · Add a location to see nearby branches
0.25%APYRequirements
Product: Penalty for early withdrawal. Rates subject to change at discretion of the bank. Annual Percentage Yield (APY) is based on $10,000.00 and assumes interest compounded monthly will remain on deposit until maturity.
Offer: 6 - 11 Month term. Minimum deposit of $1,000.00 required.
0.25% interest rate · Compounded monthly · Effective Nov 14, 2025
Rate checked
More details - MyUSA Credit UnionShare CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
0.25%APYintro rateRequirements
Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. Early withdrawal penalties and fees may apply.
Promotional rate · 0.25% interest rate
Rate checked
More details - Universal BankCertificate of Deposit (CD)CD · 9 months · $1,000 min · 0.20%–0.40% by balance
Bank · Add a location to see nearby branches
0.25%APY$19 over 9 months on $10,000Requirements
Product: Open with as little as $1,000.00. Terms range from 30 Days to 3 Years. No monthly service charge. Interest is compounded daily and paid quarterly (monthly interest payment optional). Penalty for early withdrawal of CD principal applies.
0.20% interest rate · Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 – $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.40% Rate checked
More details - Huntington BankFixed Rate Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
0.25%APY$19 over 9 months on $10,000intro rateRequirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Standard rate. Early withdrawal penalty applies.
Promotional rate · 0.25% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.25%APY$19 over 9 months on $10,000intro rate
Requirements
Product: Interest compounds daily. Interest rate and annual percentage yield may change after the account is opened. Penalties may be imposed on early withdrawal.
Promotional rate · 0.25% interest rate · Effective Oct 19, 2026
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More details - 0.25%APY$19 over 9 months on $10,000
Requirements
Product: *$500.00 Minimum deposit to open. Early withdrawal penalties may apply.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,363 CDs at 1,186 banks and credit unions · checked Oct 22–25
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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