Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results
- Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.17%APY$311 over 9 months on $10,000Requirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Gold Tier (Base + 0.40% IR)
Effective Oct 9, 2026
Rate checked
More details - The First National Bank Of Nevada, MissouriBasic CDsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.17%APY$311 over 9 months on $10,000Requirements
Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.
4.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - Trius Federal Credit UnionShare CertificateCD · 9 months
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum $500 deposit per certificate. Fixed rate for the term of the account. Penalty may be imposed for early withdrawal. Automatically renewable with a 7-day grace period. No additional deposits permitted after opening.
Rate checked
More details - Synchrony BankCertificate of Deposit (CD)CD · 9 months · $0 min
Bank · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply (Terms of 12 months or less: 90 days simple interest; Terms of more than 12 months but less than 48 months: 180 days simple interest; Terms of 48 months or more: 365 days simple interest). Personal non-IRA accounts only.
4.06% interest rate · Effective Oct 22, 2026
Rate checked
More details - Goldwater BankCERTIFICATES OF DEPOSITCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000Requirements
Product: Certificates of Deposit are subject to early withdrawal penalties. Fees could reduce earnings on the account.
4.09% interest rate · Effective Oct 22, 2026
Rate checked
More details - AAC Credit Union9 Month CD SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000intro rateRequirements
Product: Account fees may reduce earnings on certificates.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details - Florida Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000intro rateRequirements
Product: Minimum deposit to open varies per certificate with a maximum of $5,000,000. Early withdrawal penalties apply. Dividends compounded and credited quarterly. Membership eligibility required.
Offer: Special certificate; early withdrawal penalty is 135 days of interest. Specials can be discontinued at any time and convert to normal product at expiration. Dividends compounded quarterly and credited quarterly.
Promotional rate · 4.09% interest rate · Compounded quarterly · Effective Oct 15, 2026
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More details - Peoples Bank Mt. WashingtonCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000Requirements
Product: Interest will compound; interest can be capitalized, applied to the Certificate of Deposit account. Interest penalty for early withdrawal (unless otherwise stated). APY based on either quarterly or semi-annual compounding. Rates are subject to change.
Effective Oct 13, 2026
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More details - Tower Federal Credit UnionRegular and Special Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalty applies. 3 month, 9 month, and 18 month terms are Special Share Certificates offered for a limited time and automatically renew at the next highest term Share Certificate unless funds are withdrawn at maturity.
Offer: Special Share Certificate offered for a limited time. Automatically renews at the next highest term Share Certificate unless funds are withdrawn at maturity. Not offered on IRAs. Early withdrawal penalty applies.
Promotional rate · 4.07% interest rate · Effective Oct 9, 2026
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More details - Community Bank of OelweinCertificate of Deposit SpecialsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings.
Promotional rate · 4.09% interest rate · Effective Oct 2, 2026
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More details - Neighbors Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000Requirements
Product: Early withdrawal on deposit accounts could reduce earnings. Requires membership with a Regular Savings Account maintained with a minimum $1 balance.
Offer: Special CD; available for new deposits only (funds currently on deposit at Neighbors Credit Union do not qualify). Early withdrawals may reduce earnings and are subject to a penalty fee.
Effective Sep 28, 2026
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More details - Center City Community Credit UnionPromotional Term Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$310 over 9 months on $10,000intro rateRequirements
Product: Promotional Term Share Certificates will automatically renew at the current 6 Months term certificate rate. IRA accounts do not qualify for Promotional Term Share Certificates. Rates are subject to change without notice.
Promotional rate · 4.07% interest rate
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More details - Redwood Credit UnionPersonal Savings CertificatesCD · 9–11 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APYwith conditionsRequirements
Product: Must be an RCU Member (live, work, or own a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties; family member of a current Member; or work for a Select Employer Group). $1,000 minimum deposit. Early withdrawal penalty applies.
Offer: Requires active checking account (3 or more transactions per month, excluding 24-Hour Telephone Teller, fee, or dividend posting transactions).
Qualified rate · 4.07% interest rate · Effective Sep 16, 2026
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More details - 4.14%APY$309 over 9 months on $10,000
Requirements
Offer: Compounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.09% interest rate · Effective Oct 4, 2026
Rate checked
More details - FirsTier BankCertificates of Deposit (CD’s)CD · 9 months
Bank · Add a location to see nearby branches
4.14%APY$309 over 9 months on $10,000Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
4.06% interest rate · Effective Sep 21, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank