Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 4,164 results
- Matadors Community Credit UnionRegular CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer. Low Minimum Opening Deposit of $1,000. Early withdrawal penalty may be imposed.
Offer: Choice of 36-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ideal Credit UnionRegular CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Interest is compounded and credited on a monthly basis. Penalty for early withdrawal.
Effective Oct 16, 2026
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More details - Premier Credit UnionInvestor CertificateCD · 36 months · $2,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: A fixed-rate investment with terms from 7 months to 3 years. Minimum deposit of $2,000 is required. Dividends are compounded quarterly. Penalty for early withdrawal. Renewals are automatic unless notified within a 10-day Grace Period. $5.00 minimum deposit to open a savings account required.
Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within a 10-day Grace Period. Early withdrawal penalties may be imposed.
3.45% interest rate · Compounded quarterly · Effective Oct 9, 2026
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More details - 3.50%APY$1,087 over 36 months on $10,000
Requirements
Product: Annual Percentage Yield is based on principal plus interest reinvested at the same interest rate with interest compounded quarterly unless otherwise stated at account opening. Substantial penalty for early withdrawal. Interest rates and annual percentage yield posted here are subject to change without notice at our discretion. Interest rate may also change at time of CD renewal.
3.50% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - Pathway BankCD (Certificate of Deposit)CD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
Offer: Minimum deposit to open and earn APY is $1,000.00.
3.46% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - Michigan Coastal Credit UnionGolden CDCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Penalties may apply for early withdrawal.
Effective Oct 15, 2026
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More details - AAC Credit UnionCertificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Account fees may reduce earnings on certificates. Traditional CD may be opened for as little as $500 with 6 to 24 month options.
Effective Oct 15, 2026
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More details - St. Thomas Credit UnionShare Certificate DepositCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Interest posted at maturity. Fixed interest rate. Dividends posted at maturity. Early withdrawal penalty may apply.
Offer: Interest posted at maturity.
3.50% interest rate · Effective Jun 1, 2026
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More details - FORUM Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum $500 required to open. Early withdrawal penalties apply. Rates subject to change without notice.
Offer: Early withdrawal penalties apply.
3.44% interest rate · Effective Oct 1, 2026
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More details - MidSouth Community Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
3.46% interest rate · Effective Oct 7, 2026
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More details - MidSouth Community Federal Credit UnionJohnny Appleseed Share CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
3.46% interest rate · Effective Oct 7, 2026
Rate checked
More details - Excel Federal Credit UnionShare Certificates/CDsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty fees will be imposed and can reduce earnings on accounts. Deposits NCUA insured to $250,000. Membership open to individuals who live, work, worship, or attend school in Forsyth, Fulton, Gwinnett, and Hall counties, and their immediate family members. Fixed rates compounded quarterly.
Offer: Minimum $500 balance to earn stated annual percentage yield. (Note: footnote also lists 3.50% APY promotional rate for 3 years/36 months with payroll direct deposit).
Qualified rate · 3.45% interest rate · Compounded quarterly · Effective Sep 28, 2026
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More details - Acadia Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum of $500 to open a share certificate. Penalties may be charged for early withdrawals. Qualification requirements must be met. Other restrictions may apply. Dividends are paid monthly and compound over time. No monthly fees.
3.45% interest rate
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More details - Park Side Credit UnionShare Certificate Step UpCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
3.45% interest rate
Rate checked
More details - Pompano Beach City Employee CUShare Certificate AccountsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends are calculated on the average balance method. No dividend is applied to any account that is closed prior to the posting date. Dividends are paid from available earnings. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account, or withdrawing it as a check. CD Dividends: Paid at maturity for terms of 12 months or less; paid quarterly for terms over 12 months.
3.46% interest rate · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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