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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1126–1140 of 3,160 results

  1. DCURegular CertificateCD · 18 months · $500 min

    Part of First Tech Federal Credit Union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  2. DCUJump-Up Regular CertificateCD · 18 months · $500 min

    Part of First Tech Federal Credit Union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  3. Generations FCURegular Certificate of DepositCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  4. Access Community Credit UnionCertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  5. Mid-Hudson Valley Federal Credit UnionCertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  6. First Northern Credit UnionShare CertificatesCD · 18 months · $2,500 min · 3.50%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  7. Warren-Boynton State Bank18 Month CDCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  8. Nassau Financial Federal Credit UnionPersonal CertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    First New York Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  10. Upstate National BankCertificates of DepositsCD · 18 months · $1,000 min · 3.50%–3.75% by balance

    Bank · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  11. Top Carrot, Carrot Score 93
    Cornerstone Community Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  12. Lindell BankSpecial Certificates of DepositCD · 18 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  13. Firefighters Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  14. B&V CUShare CertificateCD · 18 months · $2,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  15. Top Carrot, Carrot Score 90
    All One Credit UnionTerm Share CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay nationwide

3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.94%
Credit unions, typical
3.30%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate