Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1051–1065 of 1,363 results
- ACT 1st Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.25%APY$168 over 9 months on $10,000Requirements
Product: Dividends compounded monthly and remain on deposit until maturity. Early withdrawal penalty applies. Must open a savings account with a minimum deposit of $5.00 for credit union membership.
2.23% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Naveo Credit UnionShare Certificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
2.25%APY$168 over 9 months on $10,000Requirements
Product: Early withdrawal penalties may be imposed. APY assumes principal and interest remain on deposit for the full term. Withdrawals and fees may reduce earnings.
2.23% interest rate · Effective Sep 9, 2026
Rate checked
More details - Century Federal Credit UnionTerm-Share CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
2.24%APYRequirements
Product: Fixed rate of return. Choose terms from 3 to 71 months. Automatic renewal. NCUA insured up to $250,000.
2.22% interest rate · Effective Sep 22, 2026
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More details - First National BankStandard Term CDsCD · 6–12 months · $10,000 min
Bank · Add a location to see nearby branches
2.22%APYRequirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.20% interest rate · Effective Oct 14, 2026
Rate checked
More details - Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance
Credit union · Add a location to see nearby branches
2.20%APY$165 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance.
Offer: Tier $10,000-$24,999.
Effective Sep 2, 2026
Rate by balance
Rate by balance for 9 Month No Penalty Certificate Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $99,999 2.20% $100,000 – $250,000 2.25% Over $250,000 2.30% Rate checked
More details - The Family Credit UnionShare Certificates (Certificates of Deposit)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.20%APY$165 over 9 months on $10,000intro rateRequirements
Product: Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.
Offer: Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty.
Promotional rate · 2.18% interest rate · Effective Feb 10, 2026
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More details - Lake Ridge BankCertificate of DepositCD · 6–11 months · $1,000 min
Bank · Add a location to see nearby branches
2.17%APYRequirements
Product: Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
2.15% interest rate · Effective Sep 29, 2026
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More details - Treasury Department FCUCertificate AccountsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.17%APY$162 over 9 months on $10,000Requirements
Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.
Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.
2.15% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - Purdue Federal Credit UnionFixed-Rate Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.17%APY$162 over 9 months on $10,000Requirements
Product: Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
Offer: Diamond Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
2.15% interest rate · Compounded daily
Rate checked
More details - East County Schools Federal Credit UnionBump Rate CertificatesCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
2.17%APY$162 over 9 months on $10,000Requirements
Product: Allows for a one-time option during the original term to: bump the rate to the current rate being offered for this product; and/or bump the term for up to three (3) additional months; and/or bump the principal deposit balance by making an additional deposit (minimum of $1,000 with a maximum total principal deposit of $100,000, inclusive of the original opening deposit). Early withdrawal penalty applies: terms up to 12 months lose all dividends earned up to 90 days; terms over 12 months lose all dividends earned up to 180 days.
Offer: One-time option during original term to bump rate, bump term up to 3 additional months, and/or bump principal deposit (min $1,000, max total $100,000). Early withdrawal penalty: all dividends earned up to 90 days.
2.15% interest rate · Balance cap $100,000 · Effective May 1, 2025
Rate checked
More details - Pacific Service Credit UnionCertificatesCD · 9 months · $1,000 min · 2.15%–2.25% by balance
Credit union · Add a location to see nearby branches
2.15%APY$161 over 9 months on $10,000Requirements
Product: Membership requires opening a primary savings account with a minimum balance of $5.00. $1,000 minimum required to open account and earn dividends; $100 for members age 23 and under. A penalty may be imposed for early withdrawals.
Offer: Balances under $50,000. Opening minimum $1,000 ($100 for members age 23 and under). Penalty may be imposed for early withdrawal.
2.13% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificates Balance APY Up to $50,000Your amount 2.15% $50,000 – $99,999 2.20% $100,000 and up 2.25% Rate checked
More details - St. Jean's Credit UnionTerm CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.15%APY$161 over 9 months on $10,000intro rateRequirements
Product: $500 minimum deposit. Fixed rates. Terms from 3 to 36 months. No monthly fee. Early withdrawal penalties may apply. Rates accurate as of 10/06/2026 for specials and 09/01/2026 for standard terms.
Offer: Minimum deposit to open and earn interest $500. Early withdrawal penalty applies.
Promotional rate · 2.13% interest rate · Effective Sep 1, 2026
Rate checked
More details - First National BankStandard Term CDsCD · 6–12 months · $1,000 min
Bank · Add a location to see nearby branches
2.12%APYRequirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.10% interest rate · Effective Oct 14, 2026
Rate checked
More details - People's Alliance Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.07%APY$155 over 9 months on $10,000Requirements
Product: Fixed rate. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal; paid dividends are available for withdrawal. Account renews automatically at maturity with a 7 calendar day grace period. Credit union membership required ($5.00 par value share).
2.05% interest rate · Effective Sep 12, 2026
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More details - Purdue Federal Credit UnionFixed-Rate Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.07%APY$155 over 9 months on $10,000Requirements
Product: Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
Offer: Gold Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
2.05% interest rate · Compounded daily
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,363 CDs at 1,186 banks and credit unions · checked Oct 22–25
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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