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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 91–105 results

  1. Top Carrot, Carrot Score 89
    Dynamic Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$655 over 18 months on $10,000
  2. OMB BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.31%APY$653 over 18 months on $10,000intro rate
  3. Children's Medical Center Federal Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.31%APY$653 over 18 months on $10,000
  4. BrightStar Credit UnionCertificatesCD · 12–24 months

    Credit union · Add a location to see nearby branches

    4.30%APYwith conditions
  5. Top Carrot, Carrot Score 96
    Colorado Federal BankCertificates of DepositCD · 18 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  6. Top Carrot, Carrot Score 99
    7 17 Credit UnionCertificateCD · 18 months · $500 min · 4.30%–4.55% by balance

    Credit union · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  7. NY TEAM Federal Credit UnionCertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  8. Sun Federal Credit UnionRegular CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  9. Top Carrot, Carrot Score 89
    Treadwell Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  10. Top Carrot, Carrot Score 92
    Luana Savings BankCertificate of Deposit (CD)CD · 18 months · $2,000 min · 4.30%–4.45% by balance

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  11. Bank of DeerfieldCertificate of DepositCD · 18 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  12. Top Carrot, Carrot Score 92
    Mid-America BankCertificate of Deposit (CD)CD · 18 months · $500 min · 4.30%–4.55% by balance

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  13. Milford FederalCertificates of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  14. The Bank of CommerceCertificates of DepositCD · 18 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000
  15. Signal FinancialShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$652 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay nationwide

3,156 CDs at 2,800 banks and credit unions · checked Oct 16–23

Typical
3.24%
Top 10% from
4.08%
Banks, typical
2.90%
Credit unions, typical
3.30%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate