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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 91–105 results

  1. Top Carrot, Carrot Score 96
    Colorado Federal BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  2. Top Carrot, Carrot Score 97
    Aspire Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  3. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (Digital)CD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  4. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  5. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.35%–4.45% by balance

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  6. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  7. First Federal of Greene or FFGCCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  8. Pibank USAPibank CDCD · 12 months · $0 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  9. Top Carrot, Carrot Score 95
    DR BankDigital Prime Certificates of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  10. Top Carrot, Carrot Score 95
    DR BankPrime Certificates of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  11. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 12 months · $50 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  12. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 12 months · $250 min · 4.25%–4.35% by balance

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  13. Top Carrot, Carrot Score 89
    International Bank of ChicagoCertificate of DepositCD · 12 months · $1,000 min · 1.50%–4.35% by balance

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  14. Pacific National BankCertificates of DepositCD · 12 months

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  15. Top Carrot, Carrot Score 94
    Georgia Heritage Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.41%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate