Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 of 3,159 results
- Clay County State BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal for Certificate of Deposit holders. Fees may reduce earnings. APY if interest paid at maturity
Offer: Minimum to Avoid Fees is $500.
3.60% interest rate · Effective Oct 20, 2026
Rate checked
More details - CEFCUCertificate AccountsCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Minimum to open $1,000. Dividends compounded and credited monthly. Early withdrawal penalties may apply. Rates subject to change daily.
3.54% interest rate · Effective Oct 21, 2026
Rate checked
More details - Cross Valley Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000intro rateRequirements
Product: Compounded and credited quarterly. Penalty for early withdrawal is 12 months dividends. Membership required (par value of one share $5.00). Applies to new money only.
Offer: Dividends compounded quarterly, credited quarterly. Early withdrawal penalty applies. Not renewable automatically. Additional deposits not allowed.
Promotional rate · 3.55% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - America's Christian Credit UnionTerm Share CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000intro rateRequirements
Product: Fixed rate for term selected ranging from 3 months to 60 months. Dividends compounded and paid monthly. Minimum balance of $1,000 required to open and earn dividends. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Fixed rate. Compounded and credited monthly. Valid 10/23/2026.
Promotional rate · 3.54% interest rate · Effective Oct 23, 2026
Rate checked
More details - CSE Federal Credit UnionTerm Share CertificateCD · 18 months · $500 min · 3.50%–3.70% by balance
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Certificate rates are locked in for the term selected. Early withdrawal penalty may apply.
Offer: Certificates Less Than $10,000. Early withdrawal penalty is 180 days of dividends.
Effective Sep 17, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 and up 3.50% $10,000 and upYour amountCertificates More Than $10,000. 3.60% $100,000 and upCertificates More Than $100,000. 3.70% Rate checked
More details - Security BankUSACertificate of DepositCD · 18 months · $500 min · 3.39%–3.70% by balance
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Rates current as of October 23, 2026. Interest rate is paid on the entire balance. Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Early withdrawals are subject to penalty. 36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate.
3.35% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $10,000 3.39% $10,000 – $25,000Your amount 3.60% $25,000 – $1,000,000,000 3.70% Rate checked
More details - SharePoint Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Dividends for Share Certificates are calculated on the daily balance and paid quarterly. Interest rates are reviewed weekly and are subject to change without notice. Minimum required to open a Share Certificate is $500. Early withdrawal penalty: one year or less will equal 90 days of interest on the amount withdrawn subject to penalty, and over one year will equal 180 days of interest on the amount withdrawn subject to penalty.
3.55% interest rate · Effective Oct 23, 2026
Rate checked
More details - Mercantile BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Flexible maturities range from 1 month to 60 months. Automatic renewal standard. Interest calculated on daily balance. Subject to early withdrawal penalty.
3.55% interest rate · Effective Sep 28, 2026
Rate checked
More details - Northeast Community Credit Union18 Month Certificate AccountCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000 - MIT Federal Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $500.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY. Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Share Certificate accounts. Dividends are compounded daily and paid monthly. Share Certificate APY assumes dividends are retained in the Certificate.
3.54% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - MTC Federal Credit UnionShare Certificates PlusCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.55% interest rate
Rate checked
More details - Atlantic Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. 10-calendar-day grace period at maturity before automatic renewal.
Offer: Allows additional deposits ($500 minimum).
3.54% interest rate · Effective Oct 19, 2026
Rate checked
More details - 3.60%APY$545 over 18 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
3.54% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - Commerce Bank TexasCertificates of DepositCD · 18 months · $0 min · 3.55%–3.60% by balance
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Compounding quarterly; a penalty may be imposed for early withdrawal
3.55% interest rate · Effective Mar 12, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 3.60% $250,000 and up 3.55% Rate checked
More details - Alliant Credit UnionCertificateCD · 18–23 months · $1,000 min · 3.60%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APYRequirements
Product: Must be an Alliant Credit Union member. Dividends compound monthly and are paid on the last day of the month and at maturity. Early withdrawal penalty applies to principal withdrawals. No additional deposits allowed after opening. A Jumbo Certificate with balance falling below $75,000 converts to a Regular Certificate.
3.54% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $75,000Your amount 3.60% $75,000 and upJumbo Share Certificate tier. 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,159 CDs at 2,793 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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