Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 946–960 of 4,638 results
- The County Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.70% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Honors Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Estacado Federal Credit UnionShare CertificatesCD · 24–35 months · $1,000 min · 3.76%–3.86% by balance
Credit union · Add a location to see nearby branches
3.76%APYRequirements
Product: Early withdrawal penalty may apply.
3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $100,000Your amount 3.76% $100,000 and upJumbo Certificates over $100,000 3.86% Rate checked
More details - Vantage West Credit UnionJump Up CDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000with conditionsRequirements
Product: Allows jumping up to a higher rate once during the certificate's term. Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - WESTconsin Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Dividends calculated daily, credited and compounded monthly (or at maturity for 3 Month). Early withdrawal penalties apply. Rates vary by Membership Value Pricing (MVP) level. Minimum deposit $1,000 ($500 for age 16 and younger) unless otherwise stated.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
3.70% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Rocky Mountain Credit UnionTerm CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Requires Membership Savings with a minimum $20 balance. Cannot add to certificate during term.
3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - Eastmill Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.
3.70% interest rate · Effective Apr 1, 2026
Rate checked
More details - Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Adjustable-Rate Certificate Annual Percentage Yield (APY) changes bi-annually on January 1st and July 1st. Compounded daily. Funds insured up to $250,000 by NCUA.
Offer: HSA Certificate. APY is based on $10,000. APY changes bi-annually on January 1st and July 1st and is adjusted to the 6-month Treasury Bill Rate plus 0.10% APR. Compounded daily.
3.69% interest rate · Compounded daily
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More details - Belton Federal Credit UnionCDCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Balance cap $20,000
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More details - Spero FinancialTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid quarterly.
Effective Oct 23, 2026
Rate checked
More details - Century Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000with conditionsRequirements
Product: Without a Century checking account, subtract 0.10% APY. Early withdrawal penalties apply. Maximum deposit amounts may apply. Eligible for individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO.
Offer: Without a Century checking account, subtract .10%. Interest is paid quarterly (on CD anniversary date), with a choice of payment to the account or CD. Penalty for early withdrawal.
Qualified rate · 3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - RBFCUCertificateCD · 24–35 months · $1,000 min · 3.70%–3.86% by balance
Credit union · Add a location to see nearby branches
3.75%APYRequirements
Product: Membership eligibility required. $1,000 minimum balance required to open a Share Certificate account and earn stated APY. Early withdrawal penalties apply. Standard Certificate rate for 18 months does not apply to the 18-Month SuperSaver Certificate.
3.64% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $5,000 3.70% $5,000 – $20,000Your amount 3.75% $20,000 – $75,000 3.80% $75,000 and up 3.86% Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Dividends are paid monthly based on the daily average balance. Automatically reinvested dividends for maximum compounding. Penalty may be imposed on early withdrawal.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tarrant County's Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $1,000 minimum to open and obtain disclosed annual percentage yield. Interest compounds monthly and is paid monthly. Early or partial withdrawal of certificate may result in a penalty.
3.69% interest rate · Balance cap $49,999.99 · Effective Oct 19, 2026
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More details - Mid-Hudson Valley Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must maintain in account each day the minimum balance that corresponds to the account on the rate sheet to obtain the disclosed APY. Dividends compounded and credited monthly. Early withdrawal penalty applies. Membership eligibility required.
3.68% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,638 CDs at 4,044 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank