Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 916–930 of 5,350 results
- Self-Help Credit UnionGreen Term CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Federal Credit UnionTerm CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Coteau Valley Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.98%APY$398 over 1 year on $10,000Requirements
Product: Dividends are paid quarterly Dividends calculated by average daily balance Automatic renewal with a 10 day grace period A 0.200% dividend increase is available for non-profit organizations. Penalties 6 month CD - loss of one quarter's earnings 12 month & up - loss of two quarter's earnings
Offer: A 0.200% dividend increase is available for non-profit organizations. Dividends paid quarterly calculated by average daily balance. Automatic renewal with a 10 day grace period.
3.90% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.98%APY$398 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal on Certificates of Deposit. The minimum balance to open each account is shown and it is also the amount needed to obtain the stated APY. APY assumes interest will remain on deposit and withdrawal may reduce earnings.
Offer: 12 Month CD
Effective Sep 29, 2026
Rate checked
More details - First Flight Credit UnionShare CertificatesCD · 12 months · $500 min · up to $10,000
Credit union · Add a location to see nearby branches
3.97%APY$397 over 1 year on $10,0003.97% on $10,000Requirements
Product: Minimum deposit to open account is $500 for rate tier 1 and $10,000 for rate tier 2. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in Primary Savings. Early withdrawal penalties apply.
Offer: Term: 12 Months. Opening deposit between $500 – $9,999.99. Dividends compounded and credited monthly. Automatic renewal. Early withdrawal penalties apply.
3.90% interest rate
Rate checked
More details - The County Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.97%APY$397 over 1 year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.90% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Synergy Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 3.97%–4.13% by balance
Credit union · Add a location to see nearby branches
3.97%APY$397 over 1 year on $10,000Requirements
Product: Rates vary based on Certificate amount. Terms are from 3 months to 5 years. All applications are subject to eligibility. Membership requires maintaining at least 1 share ($5.00 par value).
3.90% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.97% $50,001 and up 4.02% $100,001 and up 4.07% $250,001 and up 4.13% Rate checked
More details - Grow FinancialCertificate AccountCD · 12–17 months · $500 min · 3.97%–4.07% by balance
Credit union · Add a location to see nearby branches
3.97%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.90% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.97% $100,000 and up 4.07% Rate checked
More details - Eastmill Federal Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.97%APY$397 over 1 year on $10,000Requirements
Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.
3.90% interest rate · Effective Apr 1, 2026
Rate checked
More details - Southeastern Ohio Credit UnionShare CertificateCD · 12 months
Credit union · Add a location to see nearby branches
3.97%APY$397 over 1 year on $10,000Requirements
Product: Monthly interest paid on all accounts. Early withdrawal penalties may apply. Rates are subject to change without notice.
Offer: Monthly interest paid on all accounts. Early withdrawal penalties may apply.
3.90% interest rate · Effective Aug 3, 2026
Rate checked
More details - The FNB Community BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.96%APY$396 over 1 year on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. The minimum balance required to open the account and to obtain the disclosed APY is $1,000.00. Fees could reduce earnings on the account. Interest is calculated quarterly. CD terms 12 months and greater are based on compounding interest and automatically renew at maturity.
Offer: Term: 12 months. Penalty may be imposed for early withdrawal. Based on compounding interest and automatically renews at maturity.
3.90% interest rate · Effective Oct 19, 2026
Rate checked
More details - Clinton BankSpecial Certificate of DepositCD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
3.96%APY$396 over 1 year on $10,000intro rateRequirements
Product: Special certificate rates. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: Penalty may be imposed for early withdrawal.
Promotional rate · 3.90% interest rate · Effective Oct 15, 2026
Rate checked
More details - New Frontier BankCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.96%APY$396 over 1 year on $10,0003.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Citizens Bank & Trust Co.CertificatesCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
3.96%APY$396 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.90% interest rate · Effective Oct 5, 2026
Rate checked
More details - Union BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.96%APY$396 over 1 year on $10,000intro rateRequirements
Product: Maturity terms range from 91 days to 5 years. Additional deposits not accepted during the term. The certificate may be increased at the time of maturity or renewal. Renews for the same term at the interest rate in effect at maturity if not redeemed. Interest earned may be added back, paid by check, or deposited in checking/savings. 10-day grace period after maturity date. Early withdrawal penalty applies. Online accounts do not qualify for Class Act Club special interest rate increases.
Offer: 12 Month term
Promotional rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,350 CDs at 4,379 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.40%
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